49265 Frances Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49265 Frances Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,466 sqft · built 1998
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on File
Last Sale	$213,315 (Nov 1998)
Tax Bill	$4,469 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-452-008`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-452-008`
Alternative APN	`0820452008`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,466 sqft Living Area
1st Floor Area	1,390 sqft
Basement Area	1,390 sqft
Unfinished Basement	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	155 ft deep x 78 ft wide
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49265 FRANCES DR
City	MACOMB
State	MI
Zip	48044-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILLOWOOD SUB #1 LOT 10 LIBER: 106 PAGES: 14-19
Legal Subdivision	WILLOWOOD SUB
Legal Lot Number	10
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4011
Census Tract	224001

Owner

Source: Macomb County records · APN 20-08-20-452-008

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49265 FRANCES DR, MACOMB, MI 48044-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 1998 · Amount on Record
Deed Sale	Nov 20, 1998 · Amount on Record
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49265 FRANCES DR, MACOMB, MI 48044-1638
Transaction Type	Mortgage
Record Updated	Aug 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49265 FRANCES DR, MACOMB, MI 48044-1638

Mortgage

Document Number	2300059991
Date	Jul 12, 2023
Book Page	29208/161
Instrument	202300059991

Lender

Name	ALLIANCE CATHOLIC CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,700 (+18.23%)	$451,400 (+18.23%)
2025	$4,469.00 (+13.14%)
2023		$190,900	$381,800
2022	$3,950.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 377 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MACOMB TOWNSHIP serves 90,000 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.