Union County property record for 4916 Tradd Cir, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,164 sqft · built 2006 |
| Lot Size | 0.072 acres (3,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,113 (Aug 2011) |
| Tax Bill | $2,668 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-363-292 |
| Primary APN | 09-363-292 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 3,136 sqft (0.072 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4916 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-MF MONRO |
| Legal Description | #35 CHARLESTOWN @ BRECKONRIDGE PH1 OPCJ071/OPCJ172 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-292
Assessment roll updated March 31, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4916 TRADD CIR, MONROE, NC 28110-5645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Nov 12, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2011 · Amount on Record |
| Deed Sale | Aug 30, 2011 · Amount on Record |
| Prior Sale | Aug 03, 2007 · Amount on Record |
| Deed Document Number | 201121278 |
| Deed Book / Page | 5586 / 205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4916 TRADD CIR, MONROE, NC 28110-5645 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4916 TRADD CIR, MONROE, NC 28110-5645 |
| Document Number | 0008481185 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 8481/185 |
| Instrument | 18274 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Dec 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4916 TRADD CIR, MONROE, NC 28110-5645 |
| Document Number | 7537891 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 4916 TRADD CIR MONROE NC 281105645, MONROE, NC 28110-5645 |
| Document Number | 7537891 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 007537/000891 |
| Instrument | 38801 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Rate | 3.75% |
|---|
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,668.00 (+12.91%) | $305,300 (+40.89%) Land $60,400 Building $244,900 | $305,300 (+40.89%) Land $60,400 Building $244,900 |
| 2023 | $2,363.00 | $216,700 Land $41,000 Building $175,700 | $216,700 Land $41,000 Building $175,700 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 68 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONROE serves 43,081 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures