4908 Tradd Cir, Monroe, NC 28110 Property Records

Union County property record for 4908 Tradd Cir, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 2006
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on File
Last Sale	$690 (Apr 2022)
Tax Bill	$2,613 (2025)
Deeds & Mortgages	Jul 2022 Sale Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-363-288`

Property Details

APN / Parcel Number

Primary APN	`09-363-288`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Type	Gable
Lot Area	2,570 sqft (0.059 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4908 TRADD CIR
City	MONROE
State	NC
Zip	28110-5645
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#31 CHARLESTOWN @ BRECKONRIDGE PH1 OPCJ071 OPCJ172
Legal Subdivision	BREKONRIDGE - CHARLESTOWN
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3007
Census Tract	20321

Owner

Source: Union County records · APN 09-363-288

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4908 TRADD CIR, MONROE, NC 28110-5645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Special Warranty Deed, Transfer
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Mar 04, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Mar 04, 2022 · Amount on Record
Deed Document Number	202215263
Deed Book / Page	8462 / 271
Record Updated	Jun 08, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 12, 2022
Property Address	4908 TRADD CIR, MONROE, NC 28110-5645
Document Number	0000852297
Book / Page	8522 / 97
Map Reference	CAB Q FILE 215-217
Instrument Date	Jul 01, 2022
Instrument	24671
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Tax	$297.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, 923, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 SIKES PL STE 200, 200, CHARLOTTE, NC 28277-8191
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 25, 2022
Property Address	4908 TRADD CIR, MONROE, NC 28110-5645
Document Number	0008462271
Book / Page	8462 / 271
Map Reference	CAB J FILE 172&173
Instrument Date	Apr 21, 2022
Instrument	15263
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	TITLE VEST, TITLEVEST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 TRADD CIR, MONROE, NC 28110-5645

Mortgage

Document Number	0000015264
Date	Apr 25, 2022
Instrument	15264

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 04, 2022
Property Address	4908 TRADD CIR, MONROE, NC 28110-5645
Document Number	0008417854
Book / Page	8417 / 854
Map Reference	CAB J FILE 172&173
Instrument Date	Feb 24, 2022
Instrument	8420
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$582.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23769 CLEAR SPRING LN, COLORADO SPRINGS, CO 80928-9524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 17, 2017
Property Address	4908 TRADD CIR, MONROE, NC 28110-5645
Document Number	6973888
Book / Page	006973 / 000888
Instrument Date	Jul 14, 2017
Instrument	20193
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 TRADD CIR MONROE NC 281105645, MONROE, NC 28110-5645

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,613.00 (+11.76%)	$299,000 (+39.46%) Land $60,400 Building $238,600	$299,000 (+39.46%) Land $60,400 Building $238,600
2023	$2,338.00	$214,400 Land $41,000 Building $173,400	$214,400 Land $41,000 Building $173,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203213, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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