Union County property record for 4914 Tradd Cir, Monroe, NC 28110 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,668 sqft · built 2006 |
| Lot Size | 0.065 acres (2,831 sqft) |
| Owner | Company Name on File |
| Last Sale | $145,000 (Jul 2019) |
| Tax Bill | $2,251 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-363-291 |
| Primary APN | 09-363-291 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 2,831 sqft (0.065 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4914 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #34 CHARLESTOWN @ BRECKONRIDGE PH1 OPCJ071/OPCJ172 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-291
Assessment roll updated March 31, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1071 DEESE RD, MONROE, NC 28110-8725 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 27, 2018 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Jul 11, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 26, 2018 | Loan Modification, Mortgage · Conventional Mortgage SOUTH ST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Prior Sale | Oct 11, 2007 · Amount on Record |
| Deed Document Number | 201919682 |
| Deed Book / Page | 7412 / 452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4914 TRADD CIR, MONROE, NC 28110-5645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7125827 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 7125/827 |
| Instrument | 0007842 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 20, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 11, 2019 |
| Property Address | 4914 TRADD CIR, MONROE, NC 28110-5645 |
| Document Number | 7412452 |
| Book / Page | 007412 / 000452 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 19682 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1071 DEESE RD MONROE NC 281108725, MONROE, NC 28110-8725 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4914 TRADD CIR, MONROE, NC 28110-5645 |
| Document Number | 7289438 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Name | Verified Name |
|---|---|
| Address | 4914 TRADD CIR MONROE NC 281105645, MONROE, NC 28110-5645 |
| Document Number | 7289438 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 007289/000438 |
| Instrument | 35224 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29202-3113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 26, 2019 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,251.00 (+9.54%) | $257,600 (+36.66%) Land $60,400 Building $197,200 | $257,600 (+36.66%) Land $60,400 Building $197,200 |
| 2023 | $2,055.00 | $188,500 Land $41,000 Building $147,500 | $188,500 Land $41,000 Building $147,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203213, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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