Union County property record for 4902 Tradd Cir, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,016 sqft Living Area |
| Lot Size | 2,570 sqft (0.059 acres) |
| Garage | Attached, 440 sqft |
| Last Sale | $136,000 (2014) |
| Tax Bill | $2,613.00 (2025) |
| Primary APN | 09-363-287 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,016 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 2,570 sqft (0.059 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 64 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 4902 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #30 CHARLESTOWN @ BRECKONRIDGE PH1 OPCJ071/OPCJ172 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-287
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1024 WILLOWCROFT DR, MATTHEWS, NC 28104-1004 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Sep 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| May 18, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2014 · Amount on Record |
| Deed Sale | Jan 10, 2014 · Amount on Record |
| Prior Sale | Dec 19, 2012 · Amount on Record |
| Deed Doc Number | 2014704 |
| Deed Book / Page | 6163 / 631 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4902 TRADD CIR, MONROE, NC 28110-5645 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1024 WILLOWCROFT DR, STALLINGS, NC 28104-1004 |
| Document Number | 0009245508 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 9245/508 |
| Instrument | 30226 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4902 TRADD CIR, MONROE, NC 28110-5645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1024 WILLOWCROFT DR, STALLINGS, NC 28104-1004 |
| Document Number | 0000087811 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 8781/1 |
| Instrument | 22424 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.37% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 14.3% |
| Max Rate | 14.3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 18, 2021 |
| Property Address | 4902 TRADD CIR, MONROE, NC 28110-5645 |
| Document Number | 8104623 |
| Book / Page | 8104 / 623 |
| Map Reference | CAB J FILE 172 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 23515 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1024 WILLOWCROFT DR, 1024, STALLINGS, NC 28104-1004 |
| Name | Verified Name |
|---|---|
| Address | 1024 WILLOWCROFT DR, STALLINGS, NC 28104-1004 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,613.00 (+11.76%) | $299,000 (+39.46%) Land $60,400 Building $238,600 | $299,000 (+39.46%) Land $60,400 Building $238,600 |
| 2023 | $2,338.00 | $214,400 Land $41,000 Building $173,400 | $214,400 Land $41,000 Building $173,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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