4928 Tradd Cir, Monroe, NC 28110 Property Records

Union County property record for 4928 Tradd Cir, Monroe, NC 28110 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2006
Square Footage	1,836 sqft Living Area
Lot Size	2,701 sqft (0.062 acres)
Occupancy	Owner Occupied
Last Sale	$129,000 (2010)
Tax Bill	$2,362.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-363-294`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,836 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Lot Area	2,701 sqft (0.062 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	240 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	4928 TRADD CIR
City	MONROE
State	NC
Zip	28110-5645
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#37 CHARLESTOWN @ BRECKONRIDGE PH1 OPCJ172
Legal Subdivision	BREKONRIDGE - CHARLESTOWN
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	3
Census Block	3007
Census Tract	20321

Owner

Source: Union County records · APN 09-363-294

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4928 TRADD CIR, MONROE, NC 28110-5645
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Deed Doc Number	201014770
Deed Book / Page	5348 / 510
Last Transfer Date	Aug 03, 2015
Transfer Doc	6507371
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4928 TRADD CIR, MONROE, NC 28110-5645
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4928 TRADD CIR, MONROE, NC 28110-5645

Mortgage

Document Number	0009309888
Date	Feb 23, 2026
Book Page	9309/888
Instrument	4446

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,362.00 (+10.07%)	$270,200 (+37.3%) Land $60,400 Building $209,800	$270,200 (+37.3%) Land $60,400 Building $209,800
2023	$2,146.00	$196,800 Land $41,000 Building $155,800	$196,800 Land $41,000 Building $155,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.