Midland County property record for 4912 Universal Dr, Midland, MI 48640
| Property Type | Other |
|---|---|
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-06-96-024 |
| Primary APN | 14-06-96-024 |
|---|
| Lot Area | 44,867 sqft (1.03 acres) |
|---|---|
| Lot Dimensions | 321 ft deep x 140 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4912 UNIVERSAL DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-1924 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Local Zoning Code | RB |
| Legal Description | LOT 7 HEDGEWOOD SUB NO 1 COMBINED ON 10/30/2024 WITH 14-06-96-025 INTO 14-06-96-023; |
| Legal Subdivision | HEDGEWOOD SUB |
| Legal Lot Number | 7 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 291000 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2525 N EASTMAN RD, MIDLAND, MI 48642-7871 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2024 |
| Transfer Doc | 1676000991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 4912 UNIVERSAL DR, MIDLAND, MI 48640-1924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01662/1247 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 1662/1247 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Assessed Market Value |
|---|---|
| 2024 | $132,600 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 17 (1986–2020) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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