Midland County property record for 4901 Universal Dr, Midland, MI 48640
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 17,820 sqft · built 1983 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | Company Name on File |
| Last Sale | $920,000 (Apr 2017) |
| Tax Bill | $37,200 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-06-96-032 |
| Primary APN | 14-06-96-032 |
|---|
| Units | 12 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 17,820 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Multi-Family |
| Lot Area | 105,851 sqft (2.43 acres) |
| Lot Dimensions | 376 ft deep x 281 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4901 UNIVERSAL DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-1926 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | RB |
| Legal Description | LOTS 9 & 10 HEDGEWOOD SUB NO 1 |
| Legal Subdivision | HEDGEWOOD SUB |
| Legal Lot Number | 9-10 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 291000 |
4901 Universal Dr, a residential property, is owned by a company that bought it in April 2017.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 205 W SHERMAN ST, CARO, MI 48723-1533 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ARGENTIC REAL ESTATE FINANCE LLC |
| Apr 18, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on File |
| Deed Sale | Apr 18, 2017 · Amount on File |
| Deed Book / Page | 1605 / 665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 4901 UNIVERSAL DR, MIDLAND, MI 48640-1926 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 205 W SHERMAN ST, CARO, MI 48723-1533 |
| Document Number | 001652/147 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 1652/147 |
| Name | ARGENTIC REAL ESTATE FINANCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 6, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 18, 2017 |
| Property Address | 4901 UNIVERSAL DR, MIDLAND, MI 48640-1926 |
| Document Number | 1605/0665 |
| Book / Page | 1605 / 0665 |
| Map Reference | PL PG 1-4 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1909 LATHAM ST, 1909, BIRMINGHAM, MI 48009-3059 |
| Name | Verified Name |
|---|---|
| Address | 205 W SHERMAN ST, CARO, MI 48723-1533 |
The 2025 property tax bill for 4901 Universal Dr was $37,200, up 1.6% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $996,400 (+33.78%) | $1,992,800 (+33.78%) | |
| 2025 | $37,200.00 (+1.64%) | $744,800 | $1,489,600 |
| 2024 | $36,601.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4901 Universal Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 17 (1986–2020) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4901 Universal Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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