4904 Universal Dr, Midland, MI 48640 Property Records

Midland County property record for 4904 Universal Dr, Midland, MI 48640

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,600 sqft · built 1981
Lot Size	0.018 acres (806 sqft)
Owner	Company Name on File
Last Sale	$1,100,000 (Oct 2022)
Tax Bill	$2,988 (2024)
Flood Zone	Zone X (minimal risk)
APN	`14-06-96-027`

Property Details

APN / Parcel Number

Primary APN	`14-06-96-027`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Lot Area	806 sqft (0.018 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4904 UNIVERSAL DR
City	MIDLAND
State	MI
Zip	48640-1924
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RB
Legal Description	UNIT 2 HEDGEWOOD ESTATES CONDO RECORDED IN LIBER 506 PAGE 664-691
Legal Subdivision	HEDGEWOOD ESTATES
Legal Unit	2
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4002
Census Tract	291000

Owner

Source: Midland County records · APN 14-06-96-027

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1103 W SAINT ANDREWS RD, MIDLAND, MI 48640-6319
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Deed Book / Page	1660 / 989
Prior Transfer Date	Oct 03, 2014
Prior Transfer Doc	1580/1288
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,700	$133,400
2024	$2,988.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1986–2020)
Claims Outside the SFHA	4 of 17
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 15 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 150 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MIDLAND serves 42,547 people
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.