5000 Universal Dr, Midland, MI 48640 Property Records

Midland County property record for 5000 Universal Dr, Midland, MI 48640 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	1 ba · 1,064 sqft · built 1987
Lot Size	4.44 acres (193,494 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (May 2021)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-06-96-060`

Property Details

APN / Parcel Number

Primary APN	`14-06-96-060`

Interior

Full Baths	1 Bath
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Lot Area	193,494 sqft (4.44 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5000 UNIVERSAL DR
City	MIDLAND
State	MI
Zip	48640-1988
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 1 BLDG 1 RAINTREE CONDO L565 P1072-1107 AMENDED AT L579 P185, L588 P383-392, L589 P615-687, L624 P794-808 L637
Legal Subdivision	RAINTREE CONDO
Legal Unit	1
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4002
Census Tract	291000

Owner

Source: Midland County records · APN 14-06-96-060

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5000 UNIVERSAL DR, MIDLAND, MI 48640-1988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Book / Page	1645 / 1249
Last Transfer Date	Feb 28, 2025
Transfer Doc	02025/1848
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 18, 2021
Property Address	5000 UNIVERSAL DR, MIDLAND, MI 48640-1988
Document Number	1645/1249
Book / Page	1645 / 1249
Map Reference	LB 565 PG 1072
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	Jun 02, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$952.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 UNIVERSAL DR, 5000, MIDLAND, MI 48640-1988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 BEARPAW DR, DEFIANCE, OH 43512-6879
Investor	Possibly a Property Investor

Mortgage

Document Number	16451250
Date	May 18, 2021
Instrument	1645/1250

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 25, 2020
Property Address	5000 UNIVERSAL DR, MIDLAND, MI 48640-1988
Document Number	1632/573
Book / Page	1632 / 573
Map Reference	LB 565 PG 1072-1107
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$828.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 COUNTY ROAD 221, 935, SWEETWATER, TX 79556-1169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3844 N PERRINE RD, MIDLAND, MI 48642-8335

Mortgage

Document Number	1632574
Date	Mar 25, 2020
Instrument	1632/574

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,100 (+41.22%)	$180,200 (+41.22%)
2025	$2,275.00 (+1.02%) Homeowner's exemption	$63,800	$127,600
2024	$2,252.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112910004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1986–2020)
Claims Outside the SFHA	4 of 17
Most Recent Claim	May 2020, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 2020 · 15 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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