5002 Universal Dr, Midland, MI 48640 Property Records

Midland County property record for 5002 Universal Dr, Midland, MI 48640

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,509 sqft · built 1987
OwnerIndividual Name on Record
Last Sale$184,300 (Mar 2024)
Tax Bill$2,301 (2022)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jun 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-06-96-061

Property Details

APN / Parcel Number

Primary APN14-06-96-061

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,509 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number140696061
Street Address5002 UNIVERSAL DR
CityMIDLAND
StateMI
Zip48640-1988
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRB
Legal DescriptionUNIT 2 BLDG 1 RAINTREE CONDO L565 P1072-1107 AMENDED AT L579 P185, L588 P383-392, L589 P675-687, L624 P794-808 L637
Legal SubdivisionRAINTREE CONDO
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group4
Census Block4002
Census Tract291000

Owner

Source: Midland County records, as of April 15, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1031 E ROYAL RD, STANWOOD, MI 49346
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Warranty Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Jun 10, 2021Intrafamily Transfer, Transfer
Jun 17, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2024 · Amount on Record
Deed SaleMar 18, 2024 · Amount on Record
Prior SaleJun 10, 2021
Deed Document Number01670/1432
Deed Book / Page1670 / 1432
Record UpdatedJun 7, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateMar 18, 2024
Property Address5002 UNIVERSAL DR, MIDLAND, MI 48640-1988
Document Number01670/1432
Book / Page1670 / 1432
Map ReferenceLB 565 PG 1072-1107
Instrument DateMar 15, 2024
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,383.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5002 UNIVERSAL DR, MIDLAND, MI 48640-1988

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 E ROYAL RD, STANWOOD, MI 49346

Mortgage

Document Number0016701433
DateMar 18, 2024
Instrument1670/1433
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateJun 10, 2021
Property Address5002 UNIVERSAL DR, MIDLAND, MI 48640-1988
Document Number1646/939
Book / Page1646 / 939
Map ReferenceLB 565 PG 1072-1107
Instrument DateFeb 1, 2021
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5002 UNIVERSAL DR, 5002, MIDLAND, MI 48640-1988

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1119 E BEAMISH RD, MIDLAND, MI 48642-9460

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJun 17, 2020
Property Address5002 UNIVERSAL DR, MIDLAND, MI 48640-1988
Document Number1634/803
Book / Page1634 / 803
Map ReferenceLB 565 PG 1072-1107
Instrument DateJun 15, 2020
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
Tax$997.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1009 CORRINNE ST, 1009, MIDLAND, MI 48642-3726

Transferred To (Grantee/Buyer)

NameVerified Name
Address5012 STONY CREEK DR, MIDLAND, MI 48640-2140

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$64,300$128,600
2022$2,301.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims17 (1986–2020)
Claims Outside the SFHA4 of 17
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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