4912 Echo Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 4912 Echo Ct, Oviedo, FL 32765 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,228 sqft · built 2018
Owner	Individual Name on File
Last Sale	$745,000 (Feb 2024)
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Feb 2024 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5VD-0000-0490`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5VD-0000-0490`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,228 sqft Living Area
1st Floor Area	1,535 sqft
2nd Floor Area	1,693 sqft
Upper Floors Area	1,693 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4912 ECHO CT
City	OVIEDO
State	FL
Zip	32765-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 CLIFTON PARK PHASE II A REPLAT PLAT BOOK {82} PAGES {67-69}
Legal Range	30
Legal Township	21
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Phase	2
Legal Lot Number	49
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21318

Owner

Source: Seminole County records · APN 36-21-30-5VD-0000-0490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4912 ECHO CT, OVIEDO, FL 32765-5283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC
Feb 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Jan 29, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	2024015503
Deed Book / Page	10582 / 1833
Record Updated	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 21, 2024
Property Address	4912 ECHO CT, OVIEDO, FL 32765-5283
Document Number	0105821833
Book / Page	10582 / 1833
Map Reference	MB 82 PG 67-69
Instrument Date	Feb 16, 2024
Instrument	2024015503
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Tax	$5,215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 158TH ST E, BRADENTON, FL 34212-8177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 ECHO CT, OVIEDO, FL 32765-5283

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4912 ECHO CT, OVIEDO, FL 32765-5283
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 ENCHO COURT, OVIEDO, FL 32765-5283

Mortgage

Document Number	0098351373
Date	Feb 03, 2021
Book Page	9835/1373
Instrument	2021015322

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 29, 2019
Property Address	4912 ECHO CT, OVIEDO, FL 32765-5283
Document Number	0092891766
Book / Page	09289 / 1766
Map Reference	MB 82 PG 67-69
Instrument Date	Jan 25, 2019
Instrument	2019010089
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 SOUTHHALL LN, 151, MAITLAND, FL 32751-7176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 ECHO CT, OVIEDO, FL 32765-5283

Mortgage

Document Number	2019010090
Date	Jan 29, 2019
Instrument	2019010090

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,784.00 (-19.13%) Homeowner's exemption	$379,620 (-17.75%)	$639,336 (+4.8%) Land $132,000 Building $507,336
2023	$5,916.00 (+2.46%) Homeowner's exemption	$461,565 (+3%)	$610,045 (-1.81%) Land $132,000 Building $478,045
2022	$5,774.00 Homeowner's exemption	$448,121	$621,303 Land $130,000 Building $491,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Metronet Holdings, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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