4888 Echo Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 4888 Echo Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,696 sqft · built 2019
Owner	2 Individual Names on File
Last Sale	$453,825 (Jul 2019)
Tax Bill	$7,314 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5VD-0000-0430`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5VD-0000-0430`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,696 sqft Living Area
1st Floor Area	2,215 sqft
2nd Floor Area	481 sqft
Upper Floors Area	481 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4888 ECHO CT
City	OVIEDO
State	FL
Zip	32765-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 CLIFTON PARK PHASE II A REPLAT PLAT BOOK {82} PAGES {67-69}
Legal Range	30
Legal Township	21
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Phase	2
Legal Lot Number	43
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21318

Owner

Source: Seminole County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4888 ECHO CT, OVIEDO, FL 32765-5283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 18, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	2019077212
Deed Book / Page	09397 / 0928
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4888 ECHO CT, OVIEDO, FL 32765-5283
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 ECHO CT, OVIEDO, FL 32765-5283

Mortgage

Document Number	0101490221
Date	Jan 19, 2022
Book Page	10149/221
Instrument	2022007497

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2047

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 18, 2019
Property Address	4888 ECHO CT, OVIEDO, FL 32765-5283
Document Number	0093970928
Book / Page	009397 / 000928
Instrument Date	Jul 11, 2019
Instrument	77212
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 31, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,176.78
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4888 ECHO CT OVIEDO FL 327655283, OVIEDO, FL 32765-5283

Mortgage

Document Number	93970930
Date	Jul 18, 2019
Book Page	009397/000930
Instrument	77213

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,314.00 (-1.96%) Homeowner's exemption	$577,737 (+0.03%)	$577,737 (+0.03%) Land $132,000 Building $445,737
2023	$7,460.00 (+11.19%) Homeowner's exemption	$577,553 (+6.38%)	$577,553 (+0.03%) Land $132,000 Building $445,553
2022	$6,709.00	$542,896	$577,367 Land $130,000 Building $447,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Lumen Technologies, Metronet Holdings, Xfinity.

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