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4892 Echo Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 4892 Echo Ct, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,778 sqft · built 2019
Lot Size0.144 acres (6,272 sqft)
Owner2 Individual Names on File
Last Sale$504,000 (Apr 2019)
Tax Bill$9,363 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-21-30-5VD-0000-0440

Property Details

APN / Parcel Number

Primary APN36-21-30-5VD-0000-0440
Alternative APN
  • 2130365VD00000440

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,778 sqft Living Area
Gross Area4,198 sqft
1st Floor Area1,535 sqft
Upper Floors Area1,693 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area6,272 sqft (0.144 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area726 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4892 ECHO CT
CityOVIEDO
StateFL
Zip32765-5283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 CLIFTON PARK PHASE II A REPLAT PLAT BOOK 82 PAGES 67-69
Legal SubdivisionCLIFTON PARK PHASE II A REPLAT
Legal Lot Number44
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1011
Census Tract21318

Owner

Source: Seminole County records · APN 36-21-30-5VD-0000-0440

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4892 ECHO CT, OVIEDO, FL 32765-5283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Apr 15, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2019 · Amount on Record
Deed SaleApr 15, 2019 · Amount on Record
Deed Document Number201939272
Deed Book / Page9335 / 428
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4892 ECHO CT, OVIEDO, FL 32765-5283
Transaction TypeMortgage
Record UpdatedFeb 01, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4892 ECHO CT, OVIEDO, FL 32765-5283

Mortgage

Document Number0103761644
DateJan 18, 2023
Book Page10376/1644
Instrument2023004549
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueNov 18, 2047

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateApr 15, 2019
Property Address4892 ECHO CT, OVIEDO, FL 32765-5283
Document Number0093350428
Book / Page09335 / 0428
Map ReferenceMB 82 PG 67-69
Instrument DateApr 12, 2019
Instrument2019039272
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,528.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address151 SOUTHHALL LN STE 200, 151, MAITLAND, FL 32751-7172

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4892 ECHO CT, OVIEDO, FL 32765-5283

Mortgage

Document Number2019039273
DateApr 15, 2019
Instrument2019039273
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,363.00 (+16.43%)$664,472 (+4.88%) Land $132,000 Building $532,472$664,472 (+4.88%) Land $132,000 Building $532,472
2023$8,042.00 (+6.56%)$633,545 (+4.78%)$633,545 (-1.84%) Land $132,000 Building $501,545
2022$7,547.00$604,670$645,447 Land $130,000 Building $515,447

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, Lumen Technologies, Metronet Holdings, Xfinity.

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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