4908 Echo Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 4908 Echo Ct, Oviedo, FL 32765 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,215 sqft · built 2018
Lot Size0.143 acres (6,216 sqft)
Owner2 Company Names on File
Last Sale$409,000 (Jan 2019)
Tax Bill$5,361 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-21-30-5VD-0000-0480

Property Details

APN / Parcel Number

Primary APN36-21-30-5VD-0000-0480
Alternative APN
  • 2130365VD00000480

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,215 sqft Living Area
Gross Area2,656 sqft
1st Floor Area2,215 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area6,216 sqft (0.143 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4908 ECHO CT
CityOVIEDO
StateFL
Zip32765-5283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 48 CLIFTON PARK PHASE II A REPLAT PLAT BOOK 82 PAGES 67-69
Legal SubdivisionCLIFTON PARK PHASE II A REPLAT
Legal Lot Number48
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1011
Census Tract21318

Owner

Source: Seminole County records · APN 36-21-30-5VD-0000-0480

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4908 ECHO CT, OVIEDO, FL 32765-5283
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Jan 29, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 29, 2019 · Amount on Record
Deed SaleJan 29, 2019 · Amount on Record
Deed Document Number201910083
Deed Book / Page9289 / 1745
Last Transfer DateDec 11, 2024
Transfer Doc0107451131
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4908 ECHO CT, OVIEDO, FL 32765-5283
Transaction TypeMortgage
Record UpdatedMay 13, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4908 ECHO CT, OVIEDO, FL 32765-5283

Mortgage

Document Number0099161896
DateApr 29, 2021
Book Page9916/1896
Instrument2021056563
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateJan 29, 2019
Property Address4908 ECHO CT, OVIEDO, FL 32765-5283
Document Number0092891745
Book / Page09289 / 1745
Map ReferenceMB 82 PG 67-69
Instrument DateJan 10, 2019
Instrument2019010083
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,863.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address151 SOUTHHALL LN STE 200, 151, MAITLAND, FL 32751-7172

Transferred To (Grantee/Buyer)

NameVerified Name
Address4908 ECHO CT, OVIEDO, FL 32765-5283

Mortgage

Document Number2019010084
DateJan 29, 2019
Instrument2019010084
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,361.00 (+8.79%)$410,472 (+5.99%)$501,459 (-0.05%) Land $132,000 Building $369,459
2023$4,928.00 (+2.52%) Homeowner's exemption$387,285 (+3%)$501,720 (+0.09%) Land $132,000 Building $369,720
2022$4,807.00 Homeowner's exemption$376,005$501,254 Land $130,000 Building $371,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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