Seminole County property record for 4904 Echo Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,466 sqft · built 2018 |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Jan 2019) |
| Tax Bill | $4,431 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-21-30-5VD-0000-0470 |
| Primary APN | 36-21-30-5VD-0000-0470 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,466 sqft Living Area |
| 1st Floor Area | 1,609 sqft |
| 2nd Floor Area | 857 sqft |
| Upper Floors Area | 857 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 417 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4904 ECHO CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 CLIFTON PARK PHASE II A REPLAT PLAT BOOK {82} PAGES {67-69} |
| Legal Range | 30 |
| Legal Township | 21 |
| Legal Section | 36 |
| Legal Subdivision | CLIFTON PARK |
| Legal Phase | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21318 |
Source: Seminole County records · APN 36-21-30-5VD-0000-0470
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4904 ECHO CT, OVIEDO, FL 32765-5283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM |
| Jan 04, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2019 · Amount on Record |
| Deed Sale | Jan 04, 2019 · Amount on Record |
| Deed Document Number | 2019001532 |
| Deed Book / Page | 09277 / 1233 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 4904 ECHO CT, OVIEDO, FL 32765-5283 |
| Document Number | 0096041015 |
| Instrument Date | May 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4904 ECHO CT OVIEDO FL 327655283, OVIEDO, FL 32765-5283 |
| Document Number | 0096041015 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 009604/001015 |
| Instrument | 51434 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 18, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 04, 2019 |
| Property Address | 4904 ECHO CT, OVIEDO, FL 32765-5283 |
| Document Number | 0092771233 |
| Book / Page | 09277 / 1233 |
| Map Reference | MB 82 PG 67-69 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 2019001532 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 SOUTHHALL LN STE 200, 151, MAITLAND, FL 32751-7172 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 4904 ECHO LN, OVIEDO, FL 32765-5283 |
| Document Number | 2019001533 |
|---|---|
| Date | Jan 04, 2019 |
| Instrument | 2019001533 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,431.00 (+4.88%) Homeowner's exemption | $354,508 (+5.99%) | $536,661 (-0.06%) Land $132,000 Building $404,661 |
| 2023 | $4,225.00 (+2.55%) Homeowner's exemption | $334,483 (+3%) | $536,971 (+0.06%) Land $132,000 Building $404,971 |
| 2022 | $4,120.00 Homeowner's exemption | $324,741 | $536,626 Land $130,000 Building $406,626 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Lumen Technologies, Metronet Holdings, Xfinity.
Based on FCC filings for 303 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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