491 Stevens Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 491 Stevens Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,124 sqft · built 1974
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 1994)
Tax Bill	$16,106 (2025)
Flood Zone	Zone X (minimal risk)
APN	`51-04401-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`51-04401-0000-00033`
Alternative APN	`510440100033`

Interior

Stories	2 Stories
Building Area	2,124 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	151 ft deep x 109 ft wide

Location & Zoning

Street Address	491 STEVENS AVE
City	RIDGEWOOD
State	NJ
Zip	07450-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.380 AC
Legal Block	4401
Legal Lot Number	33
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	3
Census Block	3002
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records · APN 51-04401-0000-00033

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	491 STEVENS AVE, RIDGEWOOD, NJ 07450-5416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 1994 · Amount on Record
Deed Sale	Dec 19, 1994 · Amount on Record
Deed Book / Page	7755 / 119
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,300 (-) Land $341,300 Building $216,000	$557,300 (-) Land $341,300 Building $216,000
2025	$16,106.00 (+0.74%)	$557,300 (-) Land $341,300 Building $216,000	$557,300 (-) Land $341,300 Building $216,000
2024	$15,988.00 (+4.97%)
2023		$557,300 Land $341,300 Building $216,000	$557,300 Land $341,300 Building $216,000
2022	$15,231.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1999–2021)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 364 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0251001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RIDGEWOOD WATER serves 61,700 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.