1. Home
  2. New Jersey
  3. Bergen County
  4. Ridgewood
  5. Stevens Ave

474 Stevens Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 474 Stevens Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,742 sqft · built 1965
Lot Size0.702 acres (30,579 sqft)
Owner2 Individual Names on File
Last Sale$1,850,000 (Jul 2026)
Tax Bill$20,412 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN51-04405-0000-00011

Property Details

APN / Parcel Number

Primary APN51-04405-0000-00011
Alternative APN
  • 510440500011

Interior

Stories1 Story
Building Area2,742 sqft Living Area
1st Floor Area2,742 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area30,579 sqft (0.702 acres)
Lot Dimensions306 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address474 STEVENS AVE
CityRIDGEWOOD
StateNJ
Zip07450-5437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.702 AC
Legal Block4405
Legal Lot Number11
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group3
Census Block3004
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village assessment roll, APN 51-04405-0000-00011, as of June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address474 STEVENS AVE, RIDGEWOOD, NJ 07450-5437
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 21, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2026 · Amount on Record
Deed SaleJul 13, 2026 · Amount on Record
Prior SaleFeb 21, 2018 · Amount on Record
Deed Document Number202647298
Deed Book / Page5845 / 1205
Prior Transfer DateJan 23, 2003
Prior Transfer Doc8544000959
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJul 13, 2026
Property Address474 STEVENS AVE, RIDGEWOOD, NJ 07450-5437
Document Number0000047298
Book / Page5845 / 1205
Instrument DateJun 25, 2026
Instrument202647298
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyHUDSON TITLE, HUDSON ONE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$186,850.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 STEVENS AVE, RIDGEWOOD, NJ 07450-5437
InvestorPossibly a Property Investor

Mortgage

Document Number0000047299,
DateJul 13, 2026
Book Page5845/1211
Instrument202647299
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 21, 2018
Property Address474 STEVENS AVE, RIDGEWOOD, NJ 07450-5437
Document Number0028691108
Book / Page2869 / 1108
Instrument DateFeb 12, 2018
Instrument00018-013265
Transaction TypeTransfer
Record UpdatedNov 02, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 STEVENS AVE, RIDGEWOOD, NJ 07450-5437

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll as of June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$706,300 (-) Land $397,400 Building $308,900$706,300 (-) Land $397,400 Building $308,900
2025$20,412.00 (+0.73%)$706,300 (-) Land $397,400 Building $308,900$706,300 (-) Land $397,400 Building $308,900
2024$20,264.00 (+4.98%)
2023$706,300 Land $397,400 Building $308,900$706,300 Land $397,400 Building $308,900
2022$19,303.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1999–2021)
Claims Outside the SFHA7 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 303 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0251001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Stevens Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures