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475 Stevens Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 475 Stevens Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,854 sqft · built 1948
Lot Size0.284 acres (12,371 sqft)
OwnerIndividual Name on File
Last Sale$1,010,000 (Aug 2025)
Tax Bill$15,222 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Sep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN51-04401-0000-00035

Property Details

APN / Parcel Number

Primary APN51-04401-0000-00035
Alternative APN
  • 510440100035

Interior

Stories1 Story
Building Area1,854 sqft Living Area
1st Floor Area1,854 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area12,371 sqft (0.284 acres)
Lot Dimensions165 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address475 STEVENS AVE
CityRIDGEWOOD
StateNJ
Zip07450-5416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.284 AC
Legal SubdivisionVILLAGE/RIDGEWOOD
Legal Block4401
Legal Lot Number35
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group3
Census Block3002
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village records · APN 51-04401-0000-00035

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address475 STEVENS AVE, RIDGEWOOD, NJ 07450-5416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Deed, Transfer · Conventional Mortgage
CHAMPIONS FUNDING LLC
Sep 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
RIDGEDALE FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 18, 2025 · Amount on Record
Deed SaleAug 18, 2025 · Amount on Record
Prior SaleJan 22, 2024 · Amount on Record
Deed Document Number202556219
Deed Book / Page5577 / 38
Record UpdatedSep 20, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 22, 2024
Property Address475 STEVENS AVE, RIDGEWOOD, NJ 07450-5416
Document Number0051641212
Book / Page5164 / 1212
Instrument DateDec 04, 2023
Instrument2024004470
Transaction TypeTransfer
Record UpdatedMar 06, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31 OAK RIDGE RD, WEST LEBANON, NH 03784-3114

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 STEVENS AVE, RIDGEWOOD, NJ 07450-5416
InvestorPossibly a Property Investor

Mortgage

Document Number2024004471
DateJan 22, 2024
Instrument2024004471
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address475 STEVENS AVE, RIDGEWOOD, NJ 07450-5416
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 STEVENS AVE, RIDGEWOOD, NJ 07450-5416

Mortgage

Document Number0050871953
DateSep 21, 2023
Book Page5087/1953
Instrument2023062285
Lender
NameRIDGEDALE FCU
TypeCredit Union
AddressEAST HANOVER, NJ 07936
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueJul 30, 2038

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$526,700 (-) Land $324,500 Building $202,200$526,700 (-) Land $324,500 Building $202,200
2025$15,222.00 (+0.73%)$526,700 (+2.31%) Land $324,500 Building $202,200$526,700 (+2.31%) Land $324,500 Building $202,200
2024$15,111.00 (+7.41%)
2023$514,800 (-) Land $324,500 Building $190,300$514,800 (-) Land $324,500 Building $190,300
2022$14,069.00 (+0.93%)$514,800 Land $324,500 Building $190,300$514,800 Land $324,500 Building $190,300
2021$13,940.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1999–2021)
Claims Outside the SFHA7 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 364 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0251001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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