490 Stevens Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 490 Stevens Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	4,077 sqft · built 2013
Lot Size	0.785 acres (34,195 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Oct 2013)
Tax Bill	$40,084 (2025)
Flood Zone	Zone X (minimal risk)
APN	`51-04405-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`51-04405-0000-00013`
Alternative APN	`510440500013`

Interior

Stories	2 Stories
Building Area	4,077 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Lot Area	34,195 sqft (0.785 acres)
Lot Dimensions	342 ft deep x 100 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	490 STEVENS AVE
City	RIDGEWOOD
State	NJ
Zip	07450-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.785 AC
Legal Block	4405
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	3
Census Block	3004
Census Tract	47500

Owner

490 Stevens Ave is owned and occupied by two individuals who bought it in October 2013.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 STEVENS AVE, RIDGEWOOD, NJ 07450-5437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2013 · Amount on File
Deed Sale	Oct 16, 2013 · Amount on File
Prior Sale	Jan 28, 2013 · Amount on File
Deed Document Number	2013109397
Deed Book / Page	1540 / 2226
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 490 Stevens Ave was $40,084, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,387,000 (-) Land $411,800 Building $975,200	$1,387,000 (-) Land $411,800 Building $975,200
2025	$40,084.00 (+0.73%)	$1,387,000 Land $411,800 Building $975,200	$1,387,000 Land $411,800 Building $975,200
2024	$39,793.00
2023		$1,387,000 Land $411,800 Building $975,200	$1,387,000 Land $411,800 Building $975,200
2022	$37,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Stevens Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1999–2021)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Stevens Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20