Bergen County and Ridgewood Village property record for 499 Stevens Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,124 sqft · built 1974 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Apr 2019) |
| Tax Bill | $15,820 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04401-0000-00032 |
| Primary APN | 51-04401-0000-00032 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 2,124 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 14,070 sqft (0.323 acres) |
| Lot Dimensions | 128 ft deep x 109 ft wide |
| Street Address | 499 STEVENS AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .323 AC |
| Legal Block | 4401 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 499 STEVENS AVE, RIDGEWOOD, NJ 07450-5416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APPROVED FUNDING CORP |
| Apr 11, 2019 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on Record |
| Deed Sale | Apr 11, 2019 · Amount on Record |
| Deed Document Number | 201922796 |
| Deed Book / Page | 3219 / 137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 499 STEVENS AVE, RIDGEWOOD, NJ 07450-5416 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0043101228 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 4310/1228 |
| Instrument | 2021124966 |
| Name | APPROVED FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVER EDGE, NJ 07661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 11, 2019 |
| Property Address | 499 STEVENS AVE, RIDGEWOOD, NJ 07450-5416 |
| Document Number | 0032190137 |
| Book / Page | 3219 / 137 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 19-022796 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 499 STEVENS AVE, RIDGEWOOD, NJ 07450-5416 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,400 (-) Land $331,200 Building $216,200 | $547,400 (-) Land $331,200 Building $216,200 | |
| 2025 | $15,820.00 (+0.74%) | $547,400 (-) Land $331,200 Building $216,200 | $547,400 (-) Land $331,200 Building $216,200 |
| 2024 | $15,704.00 (+4.97%) | ||
| 2023 | $547,400 Land $331,200 Building $216,200 | $547,400 Land $331,200 Building $216,200 | |
| 2022 | $14,960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1999–2021) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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