Osceola County property record for 4903 Raylene Way, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,209 sqft Heated Area |
| Lot Size | 11,064 sqft (0.253 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2016) |
| Tax Bill | $3,749.00 (2025) |
| Primary APN | 117596 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,209 sqft Heated Area |
| Gross Area | 3,535 sqft Gross Area |
| 1st Floor | 2,209 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,064 sqft (0.253 acres) |
| Depth X Width | 130 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 660 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 666 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 117596 |
|---|---|
| Street Address | 4903 RAYLENE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8319 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE RESERVE AT NARCOOSSEE UNIT TWO PB 15 PGS 127-128 20-25-31 LOT 90 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | EAST LAKE RESERVE AT NARCOOSSEE UNIT 2 |
| Legal Tract | 3015 |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Legal Unit | W |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 43600 |
Source: Osceola County records · APN 117596
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4903 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 07, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 25, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2016 · Amount on Record |
| Deed Sale | Jul 27, 2016 · Amount on Record |
| Prior Sale | Feb 09, 2010 · Amount on Record |
| Deed Doc Number | 2016115259 |
| Deed Book / Page | 5000 / 0939 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4903 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4903 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Document Number | 0061050870 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 6105/870 |
| Instrument | 2021190786 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4903 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057701055 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 5770/1055 |
| Instrument | 2020103878 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4903 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057800420 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 5780/420 |
| Instrument | 2020111732 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,749.00 (+7.51%) Homeowner's exemption | $260,050 (+5.99%) | $443,200 (+5.22%) Land $75,000 Building $368,200 |
| 2023 | $3,487.00 (+4.28%) Homeowner's exemption | $245,362 (+3%) | $421,200 (+6.47%) Land $60,000 Building $361,200 |
| 2022 | $3,344.00 Homeowner's exemption | $238,216 | $395,600 Land $55,000 Building $340,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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