4905 Willowbrook Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 4905 Willowbrook Cir, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,605 sqft · built 1986
Lot Size	0.733 acres (31,934 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2022)
Tax Bill	$4,315 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`26-29-01-663530-000750`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663530-000750`
Alternative APNs	`012926663530000750` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,605 sqft Living Area
Gross Area	3,151 sqft
1st Floor Area	2,605 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	31,934 sqft (0.733 acres)
Lot Dimensions	240 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	546 sqft
Porch	Unfinished Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4905 WILLOWBROOK CIR
City	WINTER HAVEN
State	FL
Zip	33884-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS GROVE PHASE TWO STAGE ONE PB 67 PG 42 LOT 75 INCLUDING THOSE LANDS LYING SELY OF SAME & LYING IN LAKE AS DEPICTED ON SAID PLAT BY DASHED LINES EXTENDING SELY FROM NLY & SLY BOUNDARY LINES OF SAID LOT 75 SAID LANDS BEING ABANDONED IN OR 8302-8
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	CYPRESS GROVE PHASE II STAGE I
Legal Phase	2
Legal Tract	663530
Legal Block	2
Legal Lot Number	75
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	14003

Owner

4905 Willowbrook Cir is owned and occupied by two individuals who bought it in April 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4905 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Prior Sale	Apr 11, 2001 · Amount on File
Deed Document Number	202293233
Deed Book / Page	12196 / 1793
Prior Transfer Date	Mar 11, 2003
Prior Transfer Doc	0053260919
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 6, 2022
Property Address	4905 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935
Document Number	0000093233
Book / Page	12196 / 1793
Map Reference	MB 67 PG 42
Instrument Date	Apr 1, 2022
Instrument	2022093233
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6869 TOWN HBR # BLVD1319, 6869, BOCA RATON, FL 33433-4317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935

Mortgage

Document Number	0121961798
Date	Apr 6, 2022
Instrument	12196/1798

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4905 Willowbrook Cir was $4,315 with a homeowner's exemption, down 11.7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,467 (+2.03%) Land $110,100 Building $263,367	$373,467 (-0.43%) Land $110,100 Building $263,367
2025	$4,315.00 (-11.67%) Homeowner's exemption	$366,023	$375,083 Land $110,100 Building $264,983
2024	$4,885.00 (+4.14%)
2023	$4,691.00 (-5.04%) Homeowner's exemption	$345,347 (-8.59%)	$347,598 (-7.99%) Land $105,100 Building $242,498
2022	$4,940.00	$377,792 Land $88,100 Building $289,692	$377,792 Land $88,100 Building $289,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4905 Willowbrook Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	141.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4905 Willowbrook Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20