4908 Willowbrook Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 4908 Willowbrook Cir, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1979
Lot Size	0.201 acres (8,742 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2020)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Jul 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-663530-000830`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663530-000830`
Alternative APNs	`012926663530000830` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,718 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,718 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,742 sqft (0.201 acres)
Lot Dimensions	100 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	338 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4908 WILLOWBROOK CIR
City	WINTER HAVEN
State	FL
Zip	33884-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS GROVE PHASE TWO STAGE ONE PB 67 PG 42 LOT 83
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	CYPRESS GROVE PHASE II STAGE I
Legal Phase	2
Legal Tract	663530
Legal Block	2
Legal Lot Number	83
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2010
Census Tract	14003

Owner

4908 Willowbrook Cir is owned and occupied by two individuals who bought it in July 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4908 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	May 10, 2005 · Amount on File
Deed Document Number	2020133929
Deed Book / Page	11287 / 1687
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 6, 2020
Property Address	4908 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934
Document Number	0112871687
Book / Page	011287 / 001687
Instrument Date	Jun 24, 2020
Instrument	133929
Transaction Type	Construction Loan
Record Updated	Jul 27, 2020
Title Company	TITLE 2 YOU LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4908 WILLOWBROOK CIR WINTER HAVEN FL 338842934, WINTER HAVEN, FL 33884-2934

Mortgage

Document Number	112871689
Date	Jul 6, 2020
Book Page	011287/001689
Instrument	133930

Lender

Name	FIRST GNTY MTG CORP
Address	PLANO, TX 75024

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4908 Willowbrook Cir was $1,989.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,012 (+26.25%) Land $42,000 Building $203,012	$245,012 (+2.9%) Land $42,000 Building $203,012
2025	$1,989.00 Homeowner's exemption	$194,072	$238,101 Land $42,000 Building $196,101
2023	$2,453.00 (+4.56%) Homeowner's exemption	$183,110 (+3%)	$221,268 (-11.27%) Land $40,000 Building $181,268
2022	$2,346.00 Homeowner's exemption	$177,777	$249,384 Land $33,000 Building $216,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4908 Willowbrook Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4908 Willowbrook Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20