4900 Willowbrook Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 4900 Willowbrook Cir, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,791 sqft · built 1988
Lot Size	0.283 acres (12,310 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Oct 2018)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-663530-000790`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663530-000790`
Alternative APNs	`012926663530000790` `12926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,791 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	2,015 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,310 sqft (0.283 acres)
Lot Dimensions	136 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	480 sqft
Porch	Florida Room
Porch Area	452 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4900 WILLOWBROOK CIR
City	WINTER HAVEN
State	FL
Zip	33884-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS GROVE PHASE TWO STAGE ONE PB 67 PG 42 LOT 79
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	CYPRESS GROVE PHASE II STAGE I
Legal Phase	2
Legal Tract	663530
Legal Block	2
Legal Lot Number	79
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	14003

Owner

4900 Willowbrook Cir is owned and occupied by an individual who bought it in October 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4900 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	May 20, 2004 · Amount on File
Deed Document Number	2018216588
Deed Book / Page	10640 / 1364
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 12, 2018
Property Address	4900 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934
Document Number	0106401364
Book / Page	010640 / 001364
Instrument Date	Oct 10, 2018
Instrument	216588
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	EQUITABLE TITLE/DR PHILLIPS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4900 WILLOWBROOK CIR WINTER HAVEN FL 338842934, WINTER HAVEN, FL 33884-2934

Mortgage

Document Number	106401366
Date	Oct 12, 2018
Book Page	010640/001366
Instrument	216589

Lender

Name	HAMILTON GRP FNDG
Type	Funding / Finance Company
Address	SUNRISE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4900 Willowbrook Cir was $1,782 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,822 (+2.7%)	$320,120 (-1.55%) Land $42,000 Building $278,120
2025	$1,782.00 Homeowner's exemption	$179,963	$325,175 Land $42,000 Building $283,175
2023	$2,375.00 (+39.71%) Homeowner's exemption	$169,797 (+38.13%)	$296,117 (+5.54%) Land $40,000 Building $256,117
2022	$1,700.00 Homeowner's exemption	$122,926	$280,576 Land $33,000 Building $247,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4900 Willowbrook Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4900 Willowbrook Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20