Polk County property record for 4904 Willowbrook Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,970 sqft · built 1987 |
| Lot Size | 0.273 acres (11,879 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,900 (Oct 2023) |
| Tax Bill | $4,372 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-01-663530-000810 |
| Primary APN | 26-29-01-663530-000810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,970 sqft Living Area |
| Gross Area | 3,012 sqft |
| 1st Floor Area | 1,542 sqft |
| Upper Floors Area | 428 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,879 sqft (0.273 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Porch | Florida Room |
| Porch Area | 544 sqft |
| Cooling System | Central |
|---|
| Street Address | 4904 WILLOWBROOK CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CYPRESS GROVE PHASE TWO STAGE ONE PB 67 PG 42 LOT 81 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS GROVE PHASE II STAGE I |
| Legal Phase | 2 |
| Legal Tract | 663530 |
| Legal Block | 2 |
| Legal Lot Number | 81 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 14003 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4904 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Feb 24, 2022 · Amount on Record |
| Deed Document Number | 2023242087 |
| Deed Book / Page | 12872 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 12, 2023 |
| Property Address | 4904 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934 |
| Document Number | 0000242087 |
| Book / Page | 12872 / 440 |
| Map Reference | MB 67 PG 42 |
| Instrument Date | Oct 9, 2023 |
| Instrument | 2023242087 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,799.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4904 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 993 W 800 N, SALT LAKE CITY, UT 84116-2239 |
| Document Number | 0012872442 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 12872/442 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 24, 2022 |
| Property Address | 4904 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934 |
| Document Number | 0000051178 |
| Book / Page | 12132 / 2210 |
| Map Reference | MB 67 PG 42 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022051178 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6429 BUTTERNUT DR, 6429, LAKELAND, FL 33813-4629 |
| Name | Verified Name |
|---|---|
| Address | 4904 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934 |
| Document Number | 0121322212 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 12132/2212 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,750 (-5.81%) Land $42,000 Building $268,750 | $310,750 (-5.81%) Land $42,000 Building $268,750 | |
| 2025 | $4,372.00 (+37.57%) | $329,918 (+19.68%) Land $42,000 Building $287,918 | $329,918 (+19.68%) Land $42,000 Building $287,918 |
| 2023 | $3,178.00 (-14.82%) Homeowner's exemption | $275,669 (+1.16%) Land $40,000 Building $235,669 | $275,669 (+1.16%) Land $40,000 Building $235,669 |
| 2022 | $3,731.00 | $272,496 Land $33,000 Building $239,496 | $272,496 Land $33,000 Building $239,496 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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