Polk County property record for 4902 Willowbrook Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,312 sqft · built 1988 |
| Lot Size | 0.294 acres (12,785 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,900 (Feb 2018) |
| Tax Bill | $2,663 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-01-663530-000800 |
| Primary APN | 26-29-01-663530-000800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 2,818 sqft |
| 1st Floor Area | 2,312 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,785 sqft (0.294 acres) |
| Lot Dimensions | 141 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 4902 WILLOWBROOK CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CYPRESS GROVE PHASE TWO STAGE 1 PB 67 PG 42 LOT 80 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS GROVE PHASE II STAGE I |
| Legal Phase | 2 |
| Legal Tract | 663530 |
| Legal Block | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 14003 |
4902 Willowbrook Cir is owned and occupied by two individuals who bought it in February 2018.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4902 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage R P FNDG INC |
| Feb 14, 2018 | Warranty Deed, Transfer · Conventional with PMI THE MTG FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2018 · Amount on File |
| Deed Sale | Feb 14, 2018 · Amount on File |
| Prior Sale | Jul 6, 1994 · Amount on File |
| Deed Document Number | 201833592 |
| Deed Book / Page | 10396 / 509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4902 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934 |
| Document Number | 0114870221 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4902 WILLOWBROOK CIR WINTER HAVEN FL 338842934, WINTER HAVEN, FL 33884-2934 |
| Document Number | 0114870221 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 011487/000221 |
| Instrument | 264817 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 14, 2018 |
| Property Address | 4902 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934 |
| Document Number | 0103960509 |
| Book / Page | 010396 / 000509 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 33592 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,644.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 CANYON LAKE DR CODY WY 824147890, CODY, WY 82414-7890 |
| Document Number | 103960510 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 010396/000510 |
| Instrument | 33593 |
| Name | THE MTG FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2048 |
The 2025 property tax bill for 4902 Willowbrook Cir was $2,663 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,901 (+2.7%) | $339,472 (+8.58%) Land $42,000 Building $297,472 | |
| 2025 | $2,663.00 Homeowner's exemption | $241,384 | $312,637 Land $42,000 Building $270,637 |
| 2023 | $3,120.00 (+3.79%) Homeowner's exemption | $227,749 (+3%) | $288,969 (-11.04%) Land $40,000 Building $248,969 |
| 2022 | $3,006.00 Homeowner's exemption | $221,116 | $324,823 Land $33,000 Building $291,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4902 Willowbrook Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4902 Willowbrook Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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