4800 Willowbrook Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 4800 Willowbrook Cir, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 1993
Lot Size	0.495 acres (21,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2017)
Tax Bill	$1,867 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-663530-000780`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663530-000780`
Alternative APNs	`012926663530000780` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,391 sqft
1st Floor Area	1,908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	21,545 sqft (0.495 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft
Porch	Screened/Unfinished Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4800 WILLOWBROOK CIR
City	WINTER HAVEN
State	FL
Zip	33884-2988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS GROVE PHASE TWO STAGE 1 PB 67 PG 42 LOT 78
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	CYPRESS GROVE PHASE II STAGE I
Legal Phase	2
Legal Tract	663530
Legal Block	2
Legal Lot Number	78
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	14003

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4800 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on Record
Deed Sale	Dec 19, 2017 · Amount on Record
Prior Sale	Oct 1, 1993 · Amount on Record
Deed Document Number	2017244067
Deed Book / Page	10345 / 1250
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 19, 2017
Property Address	4800 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2988
Document Number	0103451250
Book / Page	010345 / 001250
Instrument Date	Dec 14, 2017
Instrument	244067
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	REAL ESTATE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4800 WILLOWBROOK CIR WINTER HAVEN FL 338842988, WINTER HAVEN, FL 33884-2988

Mortgage

Document Number	103451251
Date	Dec 19, 2017
Book Page	010345/001251
Instrument	244068

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,264 (+2.7%)	$254,819 (-1.35%) Land $42,000 Building $212,819
2025	$1,867.00 (-20.25%) Homeowner's exemption	$181,367 (+5.99%)	$258,313 (+7.74%) Land $42,000 Building $216,313
2023	$2,341.00 (+4.56%) Homeowner's exemption	$171,122 (+3%)	$239,748 (-10.42%) Land $40,000 Building $199,748
2022	$2,239.00 Homeowner's exemption	$166,138	$267,627 Land $33,000 Building $234,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20