4901 Sapp Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 4901 Sapp Rd, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,145 sqft · built 2006
Lot Size5.27 acres (229,561 sqft)
Owner2 Individual Names on Record
Last Sale$257,000 (Nov 2006)
Tax Bill$4,736 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN5643 34 1851

Property Details

APN / Parcel Number

Primary APN5643 34 1851
Alternative APNs
  • 05004 0032.100000
  • 56433427950000
  • 46876

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,145 sqft Living Area
Gross Area4,535 sqft
1st Floor Area2,746 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area229,561 sqft (5.27 acres)
Lot Width631 ft Width
Garage TypeMixed
Garage Area2,104 sqft
DrivewayConcrete Driveway
Driveway Area5,328 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area636 sqft
Patio Area594 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number46876
Street Address4901 SAPP RD
CityCONCORD
StateNC
Zip28025-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAO
Legal DescriptionTR 2&3 GLENN F.KLUTTZ & WF CAROLYN PRO
Legal SubdivisionNEW GILEAD
Legal Tract2&3
JurisdictionCABARRUS NC
Township / Civil Division5, NEW GILEAD
Census Block Group3
Census Block3000
Census Tract40600

Owner

Source: Cabarrus County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4901 SAPP RD, CONCORD, NC 28025-1507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
UWHARRIE BANK
Jan 9, 2019Deed of Trust, Mortgage · Line of Credit
UWHARRIE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2006 · Amount on Record
Deed SaleNov 30, 2006 · Amount on Record
Prior SaleJul 1, 1997 · Amount on Record
Deed Book / Page7186 / 192
Prior Transfer DateJan 30, 2006
Prior Transfer Doc0006514233
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateMay 29, 2026
Property Address4901 SAPP RD, CONCORD, NC 28025-1507
Document Number0000012713
Book / Page18014 / 319
Instrument DateMay 29, 2026
Instrument202612713
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 SAPP RD, CONCORD, NC 28025-1507
InvestorPossibly a Property Investor

Mortgage

Document Number0000012713,
DateMay 29, 2026
Book Page18014/319
Instrument202612713
Lender
NameUWHARRIE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 29, 2041
Interest
Rate TypeAdjustable Rate
Rate5.64%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4901 SAPP RD, KANNAPOLIS, NC 28083
Document Number13333127
Instrument DateJan 9, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 SAPP RD CONCORD NC 280251507, CONCORD, NC 28025-1507

Mortgage

Document Number13333127
DateJan 11, 2019
Book Page013333/000127
Instrument683
Lender
NameUWHARRIE BK
TypeBank
AddressCONCORD, NC 28025
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 10, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,736.00 (+24.66%)$700,700 (+51.73%) Land $133,070 Building $567,630
2024$700,700 (+51.73%) Land $133,070 Building $567,630
2023$3,799.00$461,800 Land $70,040 Building $391,760$461,800 Land $70,040 Building $391,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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