4630 Sapp Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 4630 Sapp Rd, Concord, NC 28025 · Last verified April 2026

Property Summary

Property TypeRural Home
Details2 bd · 3 ba · 2,821 sqft · built 2003
Lot Size10.7 acres (468,706 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (May 1984)
Tax Bill$4,092 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5643 33 4011

Property Details

APN / Parcel Number

Primary APN5643 33 4011
Alternative APNs
  • 05007 0014.300000
  • 42951

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,821 sqft Living Area
Gross Area3,882 sqft
1st Floor Area1,481 sqft
Upper Floors Area1,340 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area468,706 sqft (10.7 acres)
Lot Width273 ft Width
Garage TypeMixed
Garage Area453 sqft
DrivewayConcrete Driveway
Driveway Area3,421 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area756 sqft
PorchSlab
Porch Area242 sqft
Deck Area366 sqft
Patio Area366 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number42951
Street Address4630 SAPP RD
CityCONCORD
StateNC
Zip28025-1567
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionE/S SAPP RD.
Legal SubdivisionNEW GILEAD
JurisdictionCABARRUS NC
Township / Civil Division5, NEW GILEAD
Census Block Group3
Census Block3011
Census Tract40600

Owner

Source: Cabarrus County records · APN 5643 33 4011

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4630 SAPP RD, CONCORD, NC 28025-1567
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 1984 · Amount on Record
Deed SaleMay 23, 1984 · Amount on Record
Deed Book / Page574 / 675
Last Transfer DateMay 05, 2006
Transfer Doc6784294
Record UpdatedJun 08, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4630 SAPP RD, CONCORD, NC 28025-1567
Document Number123947
Book / Page012394 / 000007
Instrument DateMar 06, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4630 SAPP RD CONCORD NC 280251567, CONCORD, NC 28025-1567

Mortgage

Document Number123947
DateMar 13, 2017
Book Page012394/000007
Instrument6098
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term960 Months
DueMar 12, 2097
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,092.00 (+33.03%)$605,390 (+61.89%) Land $231,840 Building $373,550
2024$605,390 (+61.89%) Land $231,840 Building $373,550
2023$3,076.00$373,940 Land $122,020 Building $251,920$373,940 Land $122,020 Building $251,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250406003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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