4626 Sapp Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 4626 Sapp Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	4 bd · 5 ba · 4,140 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jun 2020)
Tax Bill	$1,716 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5643 32 2853`

Property Details

APN / Parcel Number

Primary APN	`5643 32 2853`
Alternative APNs	`05007 0014.500000` `138472`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,140 sqft Living Area
Gross Area	5,821 sqft
1st Floor Area	1,680 sqft
Basement Area	1,090 sqft
Finished Basement	1,090 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	45 ft Width
Garage Type	Mixed
Garage Area	780 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Porch	Slab
Deck Area	751 sqft
Patio Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	138472
Street Address	4626 SAPP RD
City	CONCORD
State	NC
Zip	28025-1567
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	EAST SIDE SAPP RD NOT ADJ WITH 45' ROW
Legal Subdivision	NEW GILEAD
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	3
Census Block	3011
Census Tract	40600

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4626 SAPP RD, CONCORD, NC 28025-1567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Dec 20, 2004 · Amount on Record
Deed Book / Page	14265 / 157
Prior Transfer Date	Nov 18, 2011
Prior Transfer Doc	9870337
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 22, 2020
Property Address	4626 SAPP RD, CONCORD, NC 28025-1567
Document Number	0014265157
Book / Page	14265 / 157
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4719 LOWER STONE CHURCH RD, 4719, ROCKWELL, NC 28138-7719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4626 SAPP RD, CONCORD, NC 28025-1567

Mortgage

Document Number	14265160
Date	Jun 22, 2020
Book Page	14265/160

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,500 (+65.95%) Land $45,140 Building $380,360
2024			$425,500 (+65.95%) Land $45,140 Building $380,360
2023	$1,716.00	$256,410 Land $23,760 Building $232,650	$256,410 Land $23,760 Building $232,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20