Cabarrus County property record for 4660 Sapp Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,138 sqft · built 1992 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $377,000 (May 2018) |
| Tax Bill | $2,433 (2023) |
| Deeds & Mortgages | Oct 2018 Line of Credit Apr 2019 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5643 33 0404 |
| Primary APN | 5643 33 0404 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,138 sqft Living Area |
| Gross Area | 4,135 sqft |
| 1st Floor Area | 922 sqft |
| Upper Floors Area | 1,216 sqft |
| Basement Area | 894 sqft |
| Unfinished Basement | 894 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 64,469 sqft (1.48 acres) |
| Lot Width | 233 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,644 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 396 sqft |
| Pool Area | 384 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 258 sqft |
| Deck Area | 341 sqft |
| Patio Area | 341 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 123349 |
|---|---|
| Street Address | 4660 SAPP RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-1567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | EAST SIDE SAPP RD |
| Legal Subdivision | NEW GILEAD |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 40600 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4660 SAPP RD, CONCORD, NC 28025-1567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 1, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Apr 12, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 23, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 25, 2018 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on Record |
| Deed Sale | May 25, 2018 · Amount on Record |
| Deed Book / Page | 13014 / 261 |
| Prior Transfer Date | Feb 1, 2016 |
| Prior Transfer Doc | 0011775187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4660 SAPP RD, CONCORD, NC 28025-1567 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0013210152 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 13210/0152 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4660 SAPP RD, CONCORD, NC 28025-1567 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0013456225 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 13456/0225 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4660 SAPP RD, CONCORD, NC 28025-1567 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014072294 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 14072/294 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4660 SAPP RD, CONCORD, NC 28025-1567 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015593167 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 15593/167 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4660 SAPP RD, CONCORD, NC 28025-1567 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0016081230 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 16081/230 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 25, 2018 |
| Property Address | 4660 SAPP RD, CONCORD, NC 28025-1567 |
| Document Number | 13014261 |
| Book / Page | 013014 / 000261 |
| Instrument Date | May 24, 2018 |
| Instrument | 12354 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $754.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4660 SAPP RD CONCORD NC 280251567, CONCORD, NC 28025-1567 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,720 (-) Land $59,110 Building $356,610 | ||
| 2025 | $415,720 (+40.58%) Land $59,110 Building $356,610 | ||
| 2024 | $415,720 (+40.58%) Land $59,110 Building $356,610 | ||
| 2023 | $2,433.00 | $295,720 Land $31,110 Building $264,610 | $295,720 Land $31,110 Building $264,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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