4631 Sapp Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 4631 Sapp Rd, Concord, NC 28025

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 896 sqft · built 1900
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Aug 2015)
Tax Bill$656 (2023)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN5643 23 6347

Property Details

APN / Parcel Number

Primary APN5643 23 6347
Alternative APNs
  • 05007 0009.000000
  • 56432325660000
  • 103045

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area896 sqft Living Area
Gross Area1,127 sqft
1st Floor Area896 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area74,052 sqft (1.7 acres)
Lot Width183 ft Width
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area91 sqft
Deck Area140 sqft
Patio Area140 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number103045
Street Address4631 SAPP RD
CityCONCORD
StateNC
Zip28025-1567
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionW/S SAPP RD
Legal SubdivisionNEW GILEAD
JurisdictionCABARRUS NC
Township / Civil Division5, NEW GILEAD
Census Block Group3
Census Block3000
Census Tract40600

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4631 SAPP RD, CONCORD, NC 28025-1567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2015 · Amount on Record
Deed SaleAug 13, 2015 · Amount on Record
Prior SaleMay 3, 2013 · Amount on Record
Deed Book / Page11542 / 88
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4631 SAPP RD, CONCORD, NC 28025-1567
Document Number1272149
Book / Page012721 / 000049
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4631 SAPP RD CONCORD NC 280251567, CONCORD, NC 28025-1567

Mortgage

Document Number1272149
DateOct 16, 2017
Book Page012721/000049
Instrument26882
Lender
NameFIFTH THIRD BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,950 (+96.95%) Land $61,270 Building $95,680
2024$156,950 (+96.95%) Land $61,270 Building $95,680
2023$656.00$79,690 Land $32,250 Building $47,440$79,690 Land $32,250 Building $47,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Sapp Rd

Nearby Streets

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