49 Union Ave, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 49 Union Ave, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	5,019 sqft · built 1989
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Last Sale	$948,000 (Aug 2018)
Tax Bill	$22,157 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01007-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`63-01007-0000-00004`
Alternative APNs	`630100700004` `123700`

Interior

Stories	2 Stories
Building Area	5,019 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Attached

Location & Zoning

Account Number	123700
Street Address	49 UNION AVE
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Block	1007
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3020
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Aug 27, 2018	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	201818-061606
Deed Book / Page	3038 / 1334
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Aug 12, 2026
Property Address	49 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2024
Document Number	0000055784
Book / Page	5873 / 585
Instrument Date	May 8, 2026
Instrument	202655784
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2024

Mortgage

Document Number	0000055784,
Date	Aug 12, 2026
Book Page	5873/585
Instrument	202655784

Lender

Name	COLUMBIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	49 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035971520
Date	May 13, 2020
Book Page	3597/1520
Instrument	20-048523

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

August 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 27, 2018
Property Address	49 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2024
Document Number	0030381334
Book / Page	3038 / 1334
Instrument Date	Jul 30, 2018
Instrument	00018-061606
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2024

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$855,500 (-) Land $309,400 Building $546,100	$855,500 (-) Land $309,400 Building $546,100
2025	$22,157.00 (+1.73%)	$855,500 (-) Land $309,400 Building $546,100	$855,500 (-) Land $309,400 Building $546,100
2024	$21,781.00 (+2.95%)
2023		$855,500 Land $309,400 Building $546,100	$855,500 Land $309,400 Building $546,100
2022	$21,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Union Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures