62 Union Ave, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 62 Union Ave, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,882 sqft · built 1999
Lot Size	0.965 acres (42,035 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Feb 2021)
Tax Bill	$22,201 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`63-01108-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`63-01108-0000-00014`
Alternative APNs	`630110800014` `133400`

Interior

Stories	1 Story
Building Area	3,882 sqft Living Area
1st Floor Area	3,882 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	42,035 sqft (0.965 acres)

Location & Zoning

Account Number	133400
Street Address	62 UNION AVE
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.965 AC
Legal Block	1108
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3001
Census Tract	53201

Owner

62 Union Ave is owned and occupied by two individuals who bought it in February 2021.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	62 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed, Transfer · Conventional Mortgage KEARNY BANK
May 25, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Prior Sale	Feb 23, 2000 · Amount on File
Deed Document Number	202114882
Deed Book / Page	3942 / 482
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 3, 2021
Property Address	62 UNION AVE, SADDLE RIVER, NJ 07458
Document Number	0039420482
Book / Page	3942 / 482
Instrument Date	Nov 17, 2020
Instrument	21-014882
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	INSIGHT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,297.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 UNION AVE, 60, UPPER SADDLE RIVER, NJ 07458-2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 UNION AVE, SADDLE RIVER, NJ 07458

Mortgage

Document Number	21014883
Date	Feb 3, 2021
Instrument	21-014883

Lender

Name	KEARNY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	62 UNION AVE, SADDLE RIVER, NJ 07458
Document Number	0029740744
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 UNION AVE UPPER SADDLE RIVER NJ 074582019, UPPER SADDLE RIVER, NJ 07458-2019

Mortgage

Document Number	0029740744
Date	Jun 22, 2018
Book Page	002974/000744
Instrument	43828

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 62 Union Ave was $22,201, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$857,200 (-) Land $313,600 Building $543,600	$857,200 (-) Land $313,600 Building $543,600
2025	$22,201.00 (+1.73%)	$857,200 Land $313,600 Building $543,600	$857,200 Land $313,600 Building $543,600
2024	$21,824.00
2023		$857,200 Land $313,600 Building $543,600	$857,200 Land $313,600 Building $543,600
2022	$21,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Union Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Union Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Union Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures