Bergen County and Upper Saddle River Borough property record for 55 Union Ave, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,391 sqft · built 1975 |
| Lot Size | 1.13 acres (49,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Aug 2008) |
| Tax Bill | $18,130 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01007-0000-00003 |
| Primary APN | 63-01007-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,391 sqft Living Area |
| 1st Floor Area | 4,391 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Stucco |
| Lot Area | 49,658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 119200 |
|---|---|
| Street Address | 55 UNION AVE |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.140 AC |
| Legal Block | 1007 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2008 · Amount on Record |
| Deed Sale | Aug 14, 2008 · Amount on Record |
| Prior Sale | Sep 27, 2004 · Amount on Record |
| Deed Document Number | 200876598 |
| Deed Book / Page | 9592 / 433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 55 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2024 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046130124 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 4613/124 |
| Instrument | 2022029772 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 55 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0033041169 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 3304/1169 |
| Instrument | 19-048211 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $700,000 (-) Land $323,400 Building $376,600 | $700,000 (-) Land $323,400 Building $376,600 | |
| 2025 | $18,130.00 (+1.73%) | $700,000 (-) Land $323,400 Building $376,600 | $700,000 (-) Land $323,400 Building $376,600 |
| 2024 | $17,822.00 (+2.95%) | ||
| 2023 | $700,000 Land $323,400 Building $376,600 | $700,000 Land $323,400 Building $376,600 | |
| 2022 | $17,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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