Bergen County and Upper Saddle River Borough property record for 39 Union Ave, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4,578 sqft · built 1987 |
| Lot Size | 1.68 acres (73,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,225,000 (Jul 2024) |
| Tax Bill | $26,993 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01011-0000-00007 |
| Primary APN | 63-01011-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,578 sqft Living Area |
| 1st Floor Area | 4,578 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 73,616 sqft |
| Garage Type | Basement |
| Account Number | 119100 |
|---|---|
| Street Address | 39 UNION AVE |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.690 AC |
| Legal Block | 1011 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01011-0000-00007
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Jun 14, 2012 · Amount on Record |
| Deed Document Number | 202442459 |
| Deed Book / Page | 5281 / 1450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2042 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 39 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2042 |
| Document Number | 0057581641 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 5758/1641 |
| Instrument | 2026020776 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MANTUA, NJ 08051 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,042,200 (-) Land $356,400 Building $685,800 | $1,042,200 (-) Land $356,400 Building $685,800 | |
| 2025 | $26,993.00 (+1.73%) | $1,042,200 (-) Land $356,400 Building $685,800 | $1,042,200 (-) Land $356,400 Building $685,800 |
| 2024 | $26,534.00 (+2.95%) | ||
| 2023 | $1,042,200 Land $356,400 Building $685,800 | $1,042,200 Land $356,400 Building $685,800 | |
| 2022 | $25,773.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 16% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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