Bergen County and Upper Saddle River Borough property record for 23 Union Ave, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 6,928 sqft · built 2002 |
| Lot Size | 2.11 acres (92,304 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $43,326 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01011-0000-00009-02 |
| Primary APN | 63-01011-0000-00009-02 |
|---|---|
| Alternative APN |
|
| Building Area | 6,928 sqft Living Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 92,304 sqft (2.11 acres) |
| Street Address | 23 UNION AVE |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.119 AC |
| Legal Block | 1011 |
| Legal Lot Number | 9.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 53201 |
23 Union Ave is owned and occupied by an individual who acquired it in January 2013.
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 16, 2013 |
| Transfer Doc | 0013250864 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 23 Union Ave was $43,326, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,672,800 (-) Land $383,000 Building $1,289,800 | $1,672,800 (-) Land $383,000 Building $1,289,800 | |
| 2025 | $43,326.00 (+1.73%) | $1,672,800 Land $383,000 Building $1,289,800 | $1,672,800 Land $383,000 Building $1,289,800 |
| 2024 | $42,589.00 | ||
| 2023 | $1,672,800 Land $383,000 Building $1,289,800 | $1,672,800 Land $383,000 Building $1,289,800 | |
| 2022 | $41,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Union Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Union Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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