49 Ruby Ln, East Amherst, NY 14051 Property Records

Erie County and Amherst Town property record for 49 Ruby Ln, East Amherst, NY 14051

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,335 sqft · built 1995
Lot Size	0.224 acres (9,715 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Apr 2023)
Tax Bill	$9,084 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`142289 29.05-1-46`

Property Details

APN / Parcel Number

Primary APN	`142289 29.05-1-46`
Alternative APN	`22890290500001046000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,335 sqft Living Area
1st Floor Area	1,158 sqft
2nd Floor Area	1,177 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,715 sqft (0.224 acres)
Lot Dimensions	144 ft deep x 67.4 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 RUBY LN
City	EAST AMHERST
State	NY
Zip	14051-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2704 3
Legal Subdivision	HICKORY CREEK SUBDIVISION PHASE III
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2008
Census Tract	9004

Owner

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	49 RUBY LN, EAST AMHERST, NY 14051-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP
Apr 4, 2023	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Aug 25, 1995 · Amount on Record
Deed Document Number	20232023057848
Deed Book / Page	11415 / 7212
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 RUBY LN, EAST AMHERST, NY 14051-1154
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 COTTONWOOD DR, BUFFALO, NY 14221-2317

Mortgage

Document Number	0140868001
Date	Apr 4, 2023
Book Page	14086/8001
Instrument	2023057849

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Apr 4, 2023
Property Address	49 RUBY LN, EAST AMHERST, NY 14051-1154
Document Number	0114157212
Book / Page	11415 / 7212
Instrument Date	Mar 17, 2023
Instrument	2023057848
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 RUBY LN, EAST AMHERST, NY 14051-1154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 RUBY LN, EAST AMHERST, NY 14051-1154

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Williamsville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,084.00 (+123.58%)
2025	$4,063.00 (-54.85%)	$420,000 (-) Land $62,500 Building $357,500	$424,200 (+1%) Land $63,125 Building $361,075
2024	$8,998.00 (+18.21%)	$420,000 (+54.41%) Land $62,500 Building $357,500	$420,000 (-4.26%) Land $62,500 Building $357,500
2023		$272,000 (-) Land $58,000 Building $214,000	$438,710 (+19.34%) Land $93,548 Building $345,162
2022		$272,000 Land $58,000 Building $214,000	$367,600 Land $78,385 Building $289,215
2019	$7,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	17 (1985–2026)
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA AMHERST serves 92,697 people · EPA ID NY1400399
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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