20 Ruby Ln, East Amherst, NY 14051 Property Records

Erie County and Amherst Town property record for 20 Ruby Ln, East Amherst, NY 14051

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,193 sqft · built 1992
Lot Size	0.504 acres (21,905 sqft)
Owner	2 Individual Names on Record
Last Sale	$433,000 (Aug 2021)
Tax Bill	$9,956 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`142289 29.05-1-35`

Property Details

APN / Parcel Number

Primary APN	`142289 29.05-1-35`
Alternative APN	`22890290500001035000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,193 sqft Living Area
1st Floor Area	1,078 sqft
2nd Floor Area	1,115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	21,905 sqft (0.504 acres)
Lot Dimensions	337 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 RUBY LN
City	EAST AMHERST
State	NY
Zip	14051-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2429 90
Legal Subdivision	HICKORY CREEK SUBDIVISION
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2009
Census Tract	9004

Owner

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 RUBY LN, EAST AMHERST, NY 14051-1153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Jul 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Dec 19, 2008 · Amount on Record
Deed Document Number	2021162083
Deed Book / Page	11385 / 5706
Prior Transfer Date	Oct 20, 2005
Prior Transfer Doc	0111045696
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 17, 2021
Property Address	20 RUBY LN, EAST AMHERST, NY 14051-1153
Document Number	0113855706
Book / Page	11385 / 5706
Map Reference	DOC 2429
Instrument Date	Aug 10, 2021
Instrument	2021162083
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 RUBY LN, 20, EAST AMHERST, NY 14051-1153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RAMBLING RD, EAST AMHERST, NY 14051-1354

Mortgage

Document Number	140101067
Date	Aug 17, 2021
Instrument	14010/1067

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 28, 2017
Property Address	20 RUBY LN, EAST AMHERST, NY 14051-1153
Document Number	0113164967
Book / Page	011316 / 004967
Instrument Date	Jul 21, 2017
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 MULBERRY DR LIBERTYVILLE IL 600485301, LIBERTYVILLE, IL 60048-5301

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Williamsville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,956.00 (+122.73%)
2025	$4,470.00 (-52.96%)	$465,000 (-) Land $87,000 Building $378,000	$469,700 (+1.01%) Land $87,879 Building $381,821
2024	$9,502.00 (+23.77%)	$465,000 (+82.35%) Land $87,000 Building $378,000	$465,000 (+13.06%) Land $87,000 Building $378,000
2023		$255,000 Land $71,000 Building $184,000	$411,290 Land $114,516 Building $296,774
2019	$7,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	17 (1985–2026)
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA AMHERST serves 92,697 people · EPA ID NY1400399
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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