Orange County property record for 49 E Spruce St, Orlando, FL 32804 · Last verified May 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,654 sqft · built 2016 |
| Lot Size | 0.78 acres (3,409 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Sep 2023) |
| Tax Bill | $8,997 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-29-5633-01-381 |
| Primary APN | 14-22-29-5633-01-381 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,654 sqft Living Area |
| Gross Area | 2,531 sqft |
| 1st Floor Area | 889 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,409 sqft (0.78 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 219 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 49 E SPRUCE ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-4555 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MIDWAY ADDITION G/117 PT OF LOT 138 DESC AS: BEG AT THE SE C ORNER OF LOT 138 TH N89-57-21W 50 FT TH N00-04-37E 68.18 FT TH S89-57-09E 50 FT TH S00-04-37W 68.18 FT TO THE POB PER DE |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 14 |
| Legal Subdivision | MIDWAY ADD |
| Legal Block | 1 |
| Legal Lot Number | 138 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 12701 |
Source: Orange County records · APN 14-22-29-5633-01-381
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 E SPRUCE ST, ORLANDO, FL 32804-4555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Jan 28, 2021 | Warranty Deed, Transfer · Conventional with PMI CITIZENS BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | Jan 28, 2021 · Amount on Record |
| Deed Document Number | 2023526587 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 13, 2023 |
| Property Address | 49 E SPRUCE ST, ORLANDO, FL 32804-4555 |
| Document Number | 0000526587 |
| Map Reference | MB G PG 117 |
| Instrument Date | Sep 08, 2023 |
| Instrument | 20230526587 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 W ELM ST, TAMPA, FL 33604-5411 |
| Name | Verified Name |
|---|---|
| Address | 49 E SPRUCE ST, ORLANDO, FL 32804-4555 |
| Document Number | 0000526588 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 20230526588 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 28, 2021 |
| Property Address | 49 E SPRUCE ST, ORLANDO, FL 32804-4555 |
| Document Number | 0000055388 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 55388 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 49 E SPRUCE ST ORLANDO FL 328044555, ORLANDO, FL 32804-4555 |
| Document Number | 55389 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 55389 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,700 (-0.99%) Land $160,000 Building $322,700 | $482,700 (-0.99%) Land $160,000 Building $322,700 | |
| 2025 | $8,997.00 (+0.3%) | $487,520 (+24.83%) Land $160,000 Building $327,520 | $487,520 (+8.87%) Land $160,000 Building $327,520 |
| 2024 | $8,970.00 (+39.78%) | ||
| 2023 | $6,417.00 (+2.97%) Homeowner's exemption | $390,554 (+3%) | $447,785 (+18.09%) Land $145,000 Building $302,785 |
| 2022 | $6,232.00 Homeowner's exemption | $379,179 Land $125,000 Building $254,179 | $379,179 Land $125,000 Building $254,179 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950127011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Wildfire Risk | Low less than 1% of the US · less than 1% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 694 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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