Orange County property record for 41 E Spruce St, Orlando, FL 32804 · Last verified May 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,498 sqft · built 2008 |
| Lot Size | 0.91 acres (3,959 sqft) |
| Owner | Individual Name on File |
| Last Sale | $438,800 (Jul 2025) |
| Tax Bill | $8,370 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-29-5633-01-371 |
| Primary APN | 14-22-29-5633-01-371 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 680 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,959 sqft (0.91 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 41 E SPRUCE ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-4555 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MIDWAY ADDITION G/117 PT OF LOT 137 DESC AS COMM AT SW COR O F LOT 132 RUN S89-57-21E 250 FT TO POB TH S89-57-21E 16.95 F T TH N00-05-38E 77.08 FT TH S89-54-22E 33.03 FT TH N00-04-37 |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 14 |
| Legal Subdivision | MIDWAY ADD |
| Legal Tract | 5633 |
| Legal Block | 1 |
| Legal Lot Number | 132,1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 12701 |
Source: Orange County records · APN 14-22-29-5633-01-371
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 CLEVELAND AVE, HARRISON, NJ 07029-1307 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI AMERIFIRST FIN'L CORP |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI AMERIFIRST FIN'L CORP |
| Dec 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on Record |
| Deed Sale | Jul 23, 2025 · Amount on Record |
| Prior Sale | Dec 12, 2017 · Amount on Record |
| Deed Document Number | 2025425464 |
| Prior Transfer Date | Jul 03, 2007 |
| Prior Transfer Doc | 0000458967 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 41 E SPRUCE ST, ORLANDO, FL 32804-4555 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 360 W HUBBARD ST 1109, 1109, CHICAGO, IL 60654-5748 |
| Document Number | 0000411769 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 20230411769 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | ANDOVER, MA 01812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 41 E SPRUCE ST, ORLANDO, FL 32804-4555 |
| Document Number | 0000576527 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 41 E SPRUCE ST ORLANDO FL 328044555, ORLANDO, FL 32804-4555 |
| Document Number | 0000576527 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 576527 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 41 E SPRUCE ST, ORLANDO, FL 32804-4555 |
| Document Number | 0000391931 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 41 E SPRUCE ST ORLANDO FL 328044555, ORLANDO, FL 32804-4555 |
| Document Number | 0000391931 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 391931 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 12, 2017 |
| Property Address | 41 E SPRUCE ST, ORLANDO, FL 32804-4555 |
| Document Number | 0000674719 |
| Map Reference | MB G PG 117 |
| Instrument Date | Dec 08, 2017 |
| Instrument | 20170674719 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | DOMINION TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,974.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 CANADA GOOSE DR, 24, HACKETTSTOWN, NJ 07840-3105 |
| Name | Verified Name |
|---|---|
| Address | 41 E SPRUCE ST, ORLANDO, FL 32804-4555 |
| Document Number | 0000674720 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 20170674720 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,150 (-1.01%) Land $160,000 Building $289,150 | $449,150 (-1.01%) Land $160,000 Building $289,150 | |
| 2025 | $8,370.00 (+0.29%) | $453,740 (+58.54%) Land $160,000 Building $293,740 | $453,740 (+8.9%) Land $160,000 Building $293,740 |
| 2024 | $8,346.00 (+84.16%) | ||
| 2023 | $4,532.00 (+3.09%) Homeowner's exemption | $286,193 (+3%) | $416,675 (+17.98%) Land $145,000 Building $271,675 |
| 2022 | $4,396.00 Homeowner's exemption | $277,857 | $353,160 Land $125,000 Building $228,160 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950127011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Wildfire Risk | Low less than 1% of the US · less than 1% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 694 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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