107 E Spruce St, Orlando, FL 32804 Property Records

Orange County property record for 107 E Spruce St, Orlando, FL 32804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,433 sqft · built 1952
Lot Size0.206 acres (8,962 sqft)
OwnerIndividual Name on Record
Last Sale$245,500 (Apr 2016)
Tax Bill$7,395 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-22-29-3928-01-020

Property Details

APN / Parcel Number

Primary APN13-22-29-3928-01-020
Alternative APNs
  • 292213392801020
  • 346552
  • 351811
  • 356185

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,433 sqft Living Area
Gross Area1,499 sqft
1st Floor Area1,279 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1978
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,962 sqft (0.206 acres)
PorchSlab
Porch Area240 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address107 E SPRUCE ST
CityORLANDO
StateFL
Zip32804-4512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A/T/W
Legal DescriptionIVANHOE TERRACE G/43 LOT 2 & W1/2 OF LOT 3 BLK A
Legal Range29E
Legal Township22S
Legal Section13
Legal SubdivisionIVANHOE TERRACE
Legal Tract3928
Legal BlockA
Legal Lot Number2,3
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1001
Census Tract12701

Owner

Source: Orange County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3071 N ORANGE BLOSSOM TRL, C, ORLANDO, FL 32804-3455
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2016 · Amount on Record
Deed SaleApr 4, 2016 · Amount on Record
Prior SaleJun 3, 2013 · Amount on Record
Deed Document Number2016166687
Transfer Doc6305005122
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address107 E SPRUCE ST, ORLANDO, FL 32804-4512
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000508866
DateAug 27, 2018
Instrument20180508866
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,370 (+3.66%) Land $275,000 Building $135,370$410,370 (+3.66%) Land $275,000 Building $135,370
2025$7,395.00 (+3.82%)$395,870 (+11.22%) Land $250,000 Building $145,870$395,870 (+11.22%) Land $250,000 Building $145,870
2024$7,123.00 (+10.83%)
2023$6,427.00 (+10.66%)$355,937 (+13.61%) Land $220,000 Building $135,937$355,937 (+13.61%) Land $220,000 Building $135,937
2022$5,808.00$313,300 Land $191,000 Building $122,300$313,300 Land $191,000 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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