Orange County property record for 108 E Spruce St, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,504 sqft · built 1930 |
| Lot Size | 0.147 acres (6,418 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $324,900 (Apr 2020) |
| Tax Bill | $4,674 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Dec 2019 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-22-29-3928-02-030 |
| Primary APN | 13-22-29-3928-02-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 1,780 sqft |
| 1st Floor Area | 1,392 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,418 sqft (0.147 acres) |
| Porch | Slab |
| Porch Area | 388 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 108 E SPRUCE ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A/T/W |
| Legal Description | IVANHOE TERRACE G/43 LOT 3 BLK B |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 13 |
| Legal Subdivision | IVANHOE TERRACE |
| Legal Tract | 3928 |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12701 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 E SPRUCE ST, ORLANDO, FL 32804-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2020 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Dec 26, 2019 | Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2020 · Amount on Record |
| Deed Sale | Apr 7, 2020 · Amount on Record |
| Prior Sale | Dec 26, 2019 · Amount on Record |
| Deed Document Number | 2020195329 |
| Prior Transfer Date | Oct 31, 2007 |
| Prior Transfer Doc | 0000162186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 27, 2020 |
| Property Address | 108 E SPRUCE ST, ORLANDO, FL 32804-4512 |
| Document Number | 0000195329 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 195329 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | SOUTHEAST PROF TITLE L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,274.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 E SPRUCE ST ORLANDO FL 328044512, ORLANDO, FL 32804-4512 |
| Document Number | 195330 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 195330 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 26, 2019 |
| Property Address | 108 E SPRUCE ST, ORLANDO, FL 32804-4512 |
| Document Number | 0000804600 |
| Map Reference | MB G PG 43 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 20190804600 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 3, 2022 |
| Title Company | SOUTHEAST PROFESSIONAL TTL L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 CAPITAL CIR SE STE 18, 400, TALLAHASSEE, FL 32301-3839 |
| Name | Verified Name |
|---|---|
| Address | 13910 SATO AVE, ORLANDO, FL 32827-7517 |
| Document Number | 0000804602 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 20190804602 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,461 (+2.7%) | $365,370 (-2.7%) Land $250,000 Building $115,370 | |
| 2025 | $4,674.00 (+3.77%) Homeowner's exemption | $290,614 (+5.99%) | $375,490 (+12.27%) Land $250,000 Building $125,490 |
| 2024 | $4,504.00 (+4.33%) | ||
| 2023 | $4,317.00 (+3.1%) Homeowner's exemption | $274,198 (+3%) | $334,439 (+15.18%) Land $220,000 Building $114,439 |
| 2022 | $4,187.00 Homeowner's exemption | $266,212 | $290,356 Land $191,000 Building $99,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures