49 Clover Ln, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 49 Clover Ln, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,914 sqft · built 1954
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2023)
Tax Bill	$13,719 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01085-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`02-01085-0000-00010`
Alternative APN	`020108500010`

Interior

Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	80 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	020108500010
Street Address	49 CLOVER LN
City	BLOOMFIELD
State	NJ
Zip	07003-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	100 X 80
Legal Subdivision	HEARTHSTONE VILLAGE
Legal Block	1085
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2006
Census Tract	14800

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 CLOVER LN, BLOOMFIELD, NJ 07003-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Jan 19, 2006 · Amount on Record
Deed Document Number	202336329
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 15, 2023
Property Address	49 CLOVER LN, BLOOMFIELD, NJ 07003-4301
Document Number	0000036329
Instrument Date	Jun 9, 2023
Instrument	2023036329
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8585 WOODWAY DR APT 813, 813, HOUSTON, TX 77063-2458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CLOVER LN, BLOOMFIELD, NJ 07003-4301

Mortgage

Document Number	0000036330
Date	Jun 15, 2023
Instrument	2023036330

Lender

Name	RESIDENTIAL HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,200 (-) Land $177,300 Building $215,900	$393,200 (-) Land $177,300 Building $215,900
2025	$13,719.00 (+2.86%)	$393,200 (-) Land $177,300 Building $215,900	$393,200 (-) Land $177,300 Building $215,900
2024	$13,337.00 (+5.93%)
2023		$393,200 (-) Land $177,300 Building $215,900	$393,200 (-) Land $177,300 Building $215,900
2022	$12,590.00 (+1.88%)	$393,200 Land $177,300 Building $215,900	$393,200 Land $177,300 Building $215,900
2021	$12,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 units insured incl. 12 condo units
Nearby Flood Claims	32 (1985–2023)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20