42 Clover Ln, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 42 Clover Ln, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,167 sqft · built 1952
Lot Size	0.149 acres (6,499 sqft)
Owner	Company Name on Record
Last Sale	$153,000 (May 1997)
Tax Bill	$14,274 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-01084-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`02-01084-0000-00011`
Alternative APN	`020108400011`

Interior

Stories	1 Story
Building Area	2,167 sqft Living Area
1st Floor Area	2,167 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number	020108400011
Street Address	42 CLOVER LN
City	BLOOMFIELD
State	NJ
Zip	07003-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	65 X 100
Legal Subdivision	HEARTHSTONE VILLAGE
Legal Block	1084
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2003
Census Tract	14800

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	42 CLOVER LN, BLOOMFIELD, NJ 07003-4302
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 1997 · Amount on Record
Deed Sale	May 13, 1997 · Amount on Record
Deed Book / Page	5473 / 525
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	42 CLOVER LN, BLOOMFIELD, NJ 07003-4302
Document Number	0000086285
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CLOVER LN BLOOMFIELD NJ 070034302, BLOOMFIELD, NJ 07003-4302

Mortgage

Document Number	0000086285
Date	Sep 12, 2019
Instrument	86285

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,100 (-) Land $175,000 Building $234,100	$409,100 (-) Land $175,000 Building $234,100
2025	$14,274.00 (+2.87%)	$409,100 (-) Land $175,000 Building $234,100	$409,100 (-) Land $175,000 Building $234,100
2024	$13,876.00 (+5.93%)
2023		$409,100 Land $175,000 Building $234,100	$409,100 Land $175,000 Building $234,100
2022	$13,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 units insured incl. 12 condo units
Nearby Flood Claims	32 (1985–2023)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20