38 Clover Ln, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 38 Clover Ln, Bloomfield, NJ 07003 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,152 sqft · built 1952
Lot Size0.138 acres (5,998 sqft)
OwnerCompany Name on File
Last Sale$520,000 (Sep 2021)
Tax Bill$15,791 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-01084-0000-00012

Property Details

APN / Parcel Number

Primary APN02-01084-0000-00012
Alternative APN
  • 020108400012

Interior

Stories1 Story
Building Area2,152 sqft Living Area
1st Floor Area2,152 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number020108400012
Street Address38 CLOVER LN
CityBLOOMFIELD
StateNJ
Zip07003-4302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60 X 100
Legal SubdivisionHEARTHSTONE VILLAGE
Legal Block1084
Legal Lot Number12
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group2
Census Block2003
Census Tract14800

Owner

Source: Essex County and Bloomfield Township records · APN 02-01084-0000-00012

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address38 CLOVER LN, BLOOMFIELD, NJ 07003-4302
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Prior SaleSep 04, 1992 · Amount on Record
Deed Document Number2021112428
Record UpdatedSep 20, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateSep 15, 2021
Property Address38 CLOVER LN, BLOOMFIELD, NJ 07003-4302
Document Number0000112428
Instrument DateAug 14, 2021
Instrument2021112428
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyINTACT TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$936.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3446 CARRABELLE CT, THE VILLAGES, FL 32163-6310

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 CLOVER LN, BLOOMFIELD, NJ 07003-4302

Mortgage

Document Number0000112429
DateSep 15, 2021
Instrument2021112429
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$452,600 (-) Land $175,000 Building $277,600$452,600 (-) Land $175,000 Building $277,600
2025$15,791.00 (+2.86%)$452,600 (-) Land $175,000 Building $277,600$452,600 (-) Land $175,000 Building $277,600
2024$15,352.00 (+5.93%)
2023$452,600 Land $175,000 Building $277,600$452,600 Land $175,000 Building $277,600
2022$14,492.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130148002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies30 units insured
12 under condo master policies
Nearby Flood Claims32 (1985–2023)
Claims Outside the SFHA9 of 32
Most Recent ClaimDec 2023, river or lake flooding
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 14 claims
  • Hurricane Irene, Aug 2011 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 834 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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