Essex County and Bloomfield Township property record for 28 Clover Ln, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 2,300 sqft · built 1950 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Dec 2006) |
| Tax Bill | $15,969 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01084-0000-00014 |
| Primary APN | 02-01084-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 2,300 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Old Parcel Number | 020108400014 |
|---|---|
| Street Address | 28 CLOVER LN |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 60 X 100 |
| Legal Subdivision | HEARTHSTONE VILLAGE |
| Legal Block | 1084 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14800 |
28 Clover Ln is owned and occupied by two individuals who bought it in December 2006.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 CLOVER LN, BLOOMFIELD, NJ 07003-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2006 · Amount on File |
| Deed Sale | Dec 13, 2006 · Amount on File |
| Deed Book / Page | 12008 / 4518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 28 CLOVER LN, BLOOMFIELD, NJ 07003-4302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 28 CLOVER LN, BLOOMFIELD, NJ 07003-4302 |
| Document Number | 0000018387 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026018387 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 28 CLOVER LN, BLOOMFIELD, NJ 07003-4302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | PREMIER OH TITLE COMPANY INC, PREMIER T&E CO INC |
| Name | Verified Name |
|---|
| Document Number | 0000044146 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022044146 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 28 Clover Ln was $15,969, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,700 (-) Land $176,100 Building $281,600 | $457,700 (-) Land $176,100 Building $281,600 | |
| 2025 | $15,969.00 (+2.86%) | $457,700 Land $176,100 Building $281,600 | $457,700 Land $176,100 Building $281,600 |
| 2024 | $15,525.00 | ||
| 2023 | $457,700 Land $176,100 Building $281,600 | $457,700 Land $176,100 Building $281,600 | |
| 2022 | $14,655.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Clover Ln in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 12 condo units |
| Nearby Flood Claims | 32 (1985–2023) |
| Claims Outside the SFHA | 9 of 32 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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