Essex County and Bloomfield Township property record for 46 Clover Ln, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,790 sqft · built 1953 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,900 (Mar 2015) |
| Tax Bill | $15,264 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01084-0000-00010 |
| Primary APN | 02-01084-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,790 sqft Living Area |
| 1st Floor Area | 1,790 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Old Parcel Number | 020108400010 |
|---|---|
| Street Address | 46 CLOVER LN |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 90 X 100 |
| Legal Subdivision | HEARTHSTONE VILLAGE |
| Legal Block | 1084 |
| Legal Lot Number | 10 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14800 |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 CLOVER LN, BLOOMFIELD, NJ 07003-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2015 · Amount on Record |
| Deed Sale | Mar 11, 2015 · Amount on Record |
| Prior Sale | Oct 7, 2010 · Amount on Record |
| Deed Book / Page | 12542 / 2824 |
| Prior Transfer Date | May 25, 2012 |
| Prior Transfer Doc | 0012076142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 46 CLOVER LN, BLOOMFIELD, NJ 07003-4302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGENCY NOS |
| Name | Verified Name |
|---|
| Document Number | 0000082619 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021082619 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,500 (-) Land $179,600 Building $257,900 | $437,500 (-) Land $179,600 Building $257,900 | |
| 2025 | $15,264.00 (+2.86%) | $437,500 (-) Land $179,600 Building $257,900 | $437,500 (-) Land $179,600 Building $257,900 |
| 2024 | $14,840.00 (+5.94%) | ||
| 2023 | $437,500 Land $179,600 Building $257,900 | $437,500 Land $179,600 Building $257,900 | |
| 2022 | $14,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 12 condo units |
| Nearby Flood Claims | 32 (1985–2023) |
| Claims Outside the SFHA | 9 of 32 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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