49 Chestnut Corner, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 49 Chestnut Corner, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,199 sqft · built 2010
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Mar 2010)
Tax Bill	$14,001 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145289 126.12-5-59`

Property Details

APN / Parcel Number

Primary APN	`145289 126.12-5-59`
Alternative APN	`52891261200005059000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,199 sqft Living Area
1st Floor Area	1,759 sqft
2nd Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	258 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	70 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 CHESTNUT COR
City	LANCASTER
State	NY
Zip	14086-9395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	5
Legal Lot Number	59.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4009
Census Tract	14206

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 CHESTNUT COR, LANCASTER, NY 14086-9395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Apr 7, 2021	Deed of Trust, Mortgage KEY BANK NA
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2010 · Amount on Record
Deed Sale	Mar 5, 2010 · Amount on Record
Deed Document Number	201041418
Deed Book / Page	11178 / 9181
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 CHESTNUT COR, LANCASTER, NY 14086-9395
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CHESTNUT COR, LANCASTER, NY 14086-9395

Mortgage

Document Number	0139887521
Date	Apr 7, 2021
Book Page	13988/7521
Instrument	2021065060

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 CHESTNUT COR, LANCASTER, NY 14086-9395
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CHESTNUT COR, LANCASTER, NY 14086-9395

Mortgage

Document Number	0139887514
Date	Apr 7, 2021
Book Page	13988/7514
Instrument	2021065059

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Mar 3, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 CHESTNUT COR, LANCASTER, NY 14086-9395
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CHESTNUT COR, LANCASTER, NY 14086-9395

Mortgage

Document Number	0140152677
Date	Sep 16, 2021
Book Page	14015/2677
Instrument	2021183591

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 CHESTNUT COR, LANCASTER, NY 14086-9395
Document Number	0139288012
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CHESTNUT COR LANCASTER NY 140869395, LANCASTER, NY 14086-9395

Mortgage

Document Number	0139288012
Date	Feb 4, 2020
Book Page	013928/008012

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 3, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 CHESTNUT COR, LANCASTER, NY 14086-9395
Document Number	0139288018
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CHESTNUT COR LANCASTER NY 140869395, LANCASTER, NY 14086-9395

Mortgage

Document Number	0139288018
Date	Feb 4, 2020
Book Page	013928/008018

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,001.00 (+139.17%)
2025	$5,854.00 (-52.71%)	$505,200 (+9.35%) Land $100,000 Building $405,200	$789,375 (+23.01%) Land $156,250 Building $633,125
2024	$12,380.00	$462,000 (-) Land $100,000 Building $362,000	$641,700 (+4.17%) Land $138,896 Building $502,804
2023		$462,000 Land $100,000 Building $362,000	$616,000 Land $133,333 Building $482,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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